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Forum: Health and Early Retirement 10-07-2014, 12:00 PM
Replies: 75
Views: 3,387
Posted By smurray5991
I think BCBS requires that it is *prescribed* by...

I think BCBS requires that it is *prescribed* by a physician, but in my experience they didn't care where it is actually administered. I asked for and got a prescription from my doctor at my annual...
Forum: Health and Early Retirement 10-07-2014, 11:50 AM
Replies: 75
Views: 3,387
Posted By smurray5991
The shingles vaccine was fully covered under my...

The shingles vaccine was fully covered under my federal retiree BCBS health plan with no co-pay -- however, I needed a doctor's prescription to get it (unlike the flu vaccine, which you don't need a...
Forum: FIRE and Money 10-06-2014, 12:55 PM
Replies: 24
Views: 848
Posted By smurray5991
Yes, the EIN must be separate from the...

Yes, the EIN must be separate from the proprietor's personal SSN to open a solo 401(k). You can get this in a few seconds online at the IRS website, so it's no big deal.
Forum: FIRE and Money 06-19-2014, 08:27 AM
Replies: 177
Views: 11,463
Posted By smurray5991
Travel. (This year, will spend about six months...

Travel. (This year, will spend about six months on various US and international trips).
Forum: FIRE and Money 06-17-2014, 12:21 PM
Replies: 152
Views: 10,568
Posted By smurray5991
In the 1980s or 1990s, when my parents net worth...

In the 1980s or 1990s, when my parents net worth far exceeded the $1 million mark, I bought my father a fake $1,000,000 bill as a novelty present. It still sits in the office in my mother's house (my...
Forum: Other topics 06-05-2014, 02:24 PM
Replies: 9
Views: 357
Posted By smurray5991
If you have a Schwab account, their credit/debit...

If you have a Schwab account, their credit/debit card has no ATM fees no matter where you withdraw from (or they reimburse you for them), and no foreign transaction fees. They also have mobile check...
Forum: Other topics 05-23-2014, 09:20 PM
Replies: 12
Views: 453
Posted By smurray5991
I purchased a clothes dryer online from the...

I purchased a clothes dryer online from the Lowe's website a few months ago, and the price included delivery and installation as with Lowe's (and most other) brick and mortar stores. The major...
Forum: Travel Information 05-15-2014, 06:47 PM
Replies: 34
Views: 1,202
Posted By smurray5991
Most of the travel policies I've seen have some...

Most of the travel policies I've seen have some kind of 24 hour medical assistance number that provides a range of help for getting medical care around the world. From what I understand they get you...
Forum: FIRE and Money 05-14-2014, 02:18 PM
Replies: 39
Views: 4,680
Posted By smurray5991
Just curious for those who have purchased...

Just curious for those who have purchased ESPlanner, do you use regular, Pro, or Plus versions?
Forum: Travel Information 05-14-2014, 01:21 PM
Replies: 34
Views: 1,202
Posted By smurray5991
I've used TravelGuard and CSA in recent years....

I've used TravelGuard and CSA in recent years. World Nomads is actually underwritten by TravelGuard I believe.

Typically the cost of all these policies is a function of the length of time...
Forum: Other topics 05-01-2014, 09:49 AM
Replies: 49
Views: 1,696
Posted By smurray5991
I found this poll a little hard to answer because...

I found this poll a little hard to answer because it seems that most are regarding 'period of unemployment' as losing a job, taking off for some extraordinary life event (e.g., birth or death), or...
Forum: Other topics 03-27-2014, 08:22 PM
Replies: 9
Views: 597
Posted By smurray5991
I have used:...

I have used: http://www.yellowpages.com/reversephonelookup for free. Works for non-cell phone numbers.
Forum: Life after FIRE 12-17-2013, 12:09 PM
Replies: 72
Views: 4,923
Posted By smurray5991
Back on the NM water issue, groundwater shortages...

Back on the NM water issue, groundwater shortages that many communities depend on are also in critical mode. From a recent article:

"Depleted groundwater is a problem all over the Southwest in...
Forum: Life after FIRE 12-16-2013, 08:29 AM
Replies: 72
Views: 4,923
Posted By smurray5991
I lived in NM for 10 years (the entire 80s), in...

I lived in NM for 10 years (the entire 80s), in Espanola (north of Santa Fe), Albuquerque, and Santa Fe, and go back every few years to visit. I love the high desert landscapes, the climate...
Forum: Other topics 11-23-2013, 10:47 AM
Replies: 39
Views: 1,590
Posted By smurray5991
I used the Costco car buying service to help my...

I used the Costco car buying service to help my mother buy a car a few months ago, and agree it is super simple and gets a very good price. The quote comes back almost instantly, and the car dealer...
Forum: FIRE and Money 11-14-2013, 08:49 PM
Replies: 63
Views: 5,236
Posted By smurray5991
I have to admit I'm really into credit card cash...

I have to admit I'm really into credit card cash back and I personally greatly prefer cash benefits over miles or any other perks.

All my numerous credit cards have cash back and no annual fee....
Forum: Travel Information 11-05-2013, 09:44 PM
Replies: 59
Views: 3,544
Posted By smurray5991
Well, I might have expected anal probes in...

Well, I might have expected anal probes in Roswell, but it does seem a little excessive in the rest of the state..... :laugh:
Forum: Other topics 11-02-2013, 09:05 AM
Replies: 20
Views: 1,032
Posted By smurray5991
The OP specifically asked about negotiating for...

The OP specifically asked about negotiating for purchase of a car (and also gave other examples of buying and selling) -- which is somewhat different than interpersonal negotiations such as neighbor...
Forum: Other topics 11-02-2013, 07:47 AM
Replies: 20
Views: 1,032
Posted By smurray5991
Ditto on the internet approach - with so much...

Ditto on the internet approach - with so much information freely available about what you should be paying for a car, I see little value in tolerating face-to-face pitches from car dealers. I have...
Forum: Health and Early Retirement 11-01-2013, 07:31 PM
Replies: 70
Views: 2,614
Posted By smurray5991
Please don't forget about the environmental...

Please don't forget about the environmental impacts as well -- both wild and farmed shrimp can be extremely destructive to ecosystems (e.g., bycatch issues with wild harvesting, pollution and habitat...
Forum: Other topics 10-30-2013, 12:32 PM
Replies: 53
Views: 1,918
Posted By smurray5991
Just to be clear - on most US provider cell...

Just to be clear - on most US provider cell plans, you can add international data as a pre-paid plan with a data limit -- it's not 'data roaming' charges unless you are outside the eligible countries...
Forum: Other topics 10-30-2013, 11:17 AM
Replies: 53
Views: 1,918
Posted By smurray5991
Most carriers allow you to turn their...

Most carriers allow you to turn their international data packages on and off whenever you like. I have AT&T, and just do this online prior to traveling -- setting start and end dates of the coverage....
Forum: Other topics 10-30-2013, 09:45 AM
Replies: 17
Views: 676
Posted By smurray5991
ATT vs. T-Mobile International Coverage

I'm just bumping this earlier thread to provide a chart comparing the available international coverage / countries for AT&T vs. T-Mobile. T-Mobile's all-inclusive new international data package...
Forum: FIRE and Money 10-18-2013, 10:13 AM
Replies: 19
Views: 1,632
Posted By smurray5991
I am 58 and also grappling with what to do with...

I am 58 and also grappling with what to do with my TSP funds, especially since they are virtually all non-Roth. With SS @70 and pension I will be in 25% bracket when I hit MRD age, so don't want to...
Forum: Health and Early Retirement 10-14-2013, 06:22 PM
Replies: 55
Views: 1,862
Posted By smurray5991
And of course, if you haven't ever had chicken...

And of course, if you haven't ever had chicken pox as a child, you can get that as an adult (It's rare for adults, but 80+ year old Barbara Walters got it earlier this year!!!). Fortunately there's a...
Showing results 1 to 25 of 76

 
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