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Forum: Health and Early Retirement 07-23-2014, 09:29 AM
Replies: 162
Views: 5,265
Posted By youbet
I don't believe that the deductibility of...

I don't believe that the deductibility of employer provided health insurance is what the courts are looking at currently.
Forum: Health and Early Retirement 07-23-2014, 09:11 AM
Replies: 162
Views: 5,265
Posted By youbet
I don't think the subsidy folks kick much into...

I don't think the subsidy folks kick much into the tax revenue pool. I thought getting subsidies was based on needing help to pay for life's basics, such as health care.
Forum: Life after FIRE 07-22-2014, 11:38 PM
Replies: 53
Views: 2,240
Posted By youbet
In the past, we've had excellent luck using...

In the past, we've had excellent luck using Priceline and bidding on rooms. Out of 12 bookings, we've had 11 very good experiences and 1 so-so experience. The problem with Priceline is that you need...
Forum: Life after FIRE 07-22-2014, 10:43 PM
Replies: 15
Views: 770
Posted By youbet
I think the key issue is whether or not the...

I think the key issue is whether or not the caregiver/gf is providing good care and if FIL is happy and doing well. If she is, and if he is, then your hubby has a lot to lose by stepping in to change...
Forum: FIRE and Money 07-21-2014, 09:19 AM
Replies: 93
Views: 2,650
Posted By youbet
I don't think that "not doing fraudulent returns"...

I don't think that "not doing fraudulent returns" is a measure of "ethical-ness." It's a measure of covering their butts so they don't get in trouble with the IRS.

Acting as a fiduciary to...
Forum: FIRE and Money 07-21-2014, 08:54 AM
Replies: 93
Views: 2,650
Posted By youbet
Wow! All this talk about "W*RK" is making me...

Wow! All this talk about "W*RK" is making me dizzy!
Forum: FIRE and Money 07-20-2014, 11:31 AM
Replies: 93
Views: 2,650
Posted By youbet
OTOH, if you were a retired teacher already...

OTOH, if you were a retired teacher already having certification, experience, references, there would have been fewer hoops than getting a job with H and R Block doing taxes.

It depends. It's...
Forum: FIRE and Money 07-20-2014, 11:22 AM
Replies: 379
Views: 24,728
Posted By youbet
Speaking of being "relative," I think it's...

Speaking of being "relative," I think it's important to distinguish between a single and a couple. One million bux X 4% = $40k/yr. IMHO, there aren't too many places a couple could live and feel...
Forum: FIRE and Money 07-20-2014, 11:10 AM
Replies: 40
Views: 2,077
Posted By youbet
I had a satisfactory experience with the Payne...

I had a satisfactory experience with the Payne Webber guy I used for a number of years. I belonged to an investment club and he was our broker. He came to some meetings and provided some training and...
Forum: FIRE and Money 07-20-2014, 10:44 AM
Replies: 40
Views: 2,077
Posted By youbet
This would definitely not be the normal, routine...

This would definitely not be the normal, routine Ameriprise scenario. Typically, Ameriprise FA's put people in load funds with high ER's and try to sell them annuities. They don't function as brokers...
Forum: FIRE and Money 07-20-2014, 10:13 AM
Replies: 93
Views: 2,650
Posted By youbet
Isn't a comparison between seasonal tax prep work...

Isn't a comparison between seasonal tax prep work and substitute teaching an apples to oranges comparison? Tax prep, for folks with an aptitude for it, requires a class that takes a few months to...
Forum: FIRE and Money 07-20-2014, 10:04 AM
Replies: 93
Views: 2,650
Posted By youbet
I understand where you are coming from. Having...

I understand where you are coming from. Having some activities that help us financially is pleasing even though we seem to be doing OK and could even increase our spending according to FireCalc.
...
Forum: FIRE and Money 07-19-2014, 08:04 PM
Replies: 93
Views: 2,650
Posted By youbet
I made it to FIRE. Based on the comments made on...

I made it to FIRE. Based on the comments made on this thread, I'm glad I don't need to engage in PT work such as tax prep or sub teaching.

OTOH, for folks whose retirement began on terms less...
Forum: FIRE and Money 07-15-2014, 05:20 PM
Replies: 116
Views: 6,003
Posted By youbet
Rustic..... isn't deferring property tax...

Rustic..... isn't deferring property tax equivalent to taking a loan rather than reducing spending?
Forum: Life after FIRE 07-15-2014, 05:11 PM
Replies: 99
Views: 4,186
Posted By youbet
You did misinterpret. 2,999 people...

You did misinterpret.

2,999 people turning in their citizenships is not a large number. It's something around 1 in 100,000. The murder rate in Chicago alone is 18 times that (2012). Rates of...
Forum: Life after FIRE 07-15-2014, 04:49 PM
Replies: 99
Views: 4,186
Posted By youbet
You're the one who posted the link to the 2,999...

You're the one who posted the link to the 2,999 folks who gave up their citizenship. I simply noted that that is about 1 in 100,000, not exactly an outbound stampede. I'm certainly not concerned...
Forum: Life after FIRE 07-15-2014, 04:15 PM
Replies: 92
Views: 6,671
Posted By youbet
There ya go! I'm happy to listen and pleased as...

There ya go! I'm happy to listen and pleased as heck to see you're smart enough to understand this is none, not a bit, not a tiny bit, of your business. Congrats on getting it! Few do.
Forum: Life after FIRE 07-15-2014, 04:08 PM
Replies: 99
Views: 4,186
Posted By youbet
Wow. So few giving up citizenship compared to...

Wow. So few giving up citizenship compared to the millions clamoring to get in. Something must be OK about living here for at least a few of us.

daylatedollarshort - if you had added your...
Forum: Life after FIRE 07-15-2014, 03:46 PM
Replies: 99
Views: 4,186
Posted By youbet
I can name many, many things that are worse than...

I can name many, many things that are worse than a whining expat but I don't think that starting that long, long list would be appropriate to this thread.
Forum: FIRE and Money 06-28-2014, 08:29 AM
Replies: 92
Views: 7,100
Posted By youbet
+1 Other than a couple of lifelong...

+1

Other than a couple of lifelong confidants and kindred spirits, nobody knows we're The Millionaires Next Door.

Years ago, when I let a few things slip to some folks, I grew to regret it...
Forum: FIRE and Money 06-28-2014, 08:09 AM
Replies: 16
Views: 1,378
Posted By youbet
Actually your RMD withdrawal is only taxed once. ...

Actually your RMD withdrawal is only taxed once. After that, only future earnings on that money are taxed. The actual withdrawal itself, no additional taxes.

I know it's painful to pay taxes on...
Forum: Stock Picking (Individual Security Analysis) 06-26-2014, 07:04 PM
Replies: 30
Views: 1,833
Posted By youbet
Fermion, I trade very similarly to you with...

Fermion,

I trade very similarly to you with a bit of fun money. It's very, very entertaining and educational. I'm inconsistent in regard to frequency, strategies and amounts. Like you, I do it...
Forum: Other topics 06-26-2014, 06:45 PM
Replies: 62
Views: 1,888
Posted By youbet
Always the optimist..........

Always the optimist..........
Forum: Other topics 06-21-2014, 10:31 AM
Replies: 42
Views: 925
Posted By youbet
Age, gender and race are important factors in...

Age, gender and race are important factors in jury selection and unless you're wearing a disguise, they don't have to ask you. After that, questions that relate your personal life and life situation...
Forum: FIRE and Money 06-21-2014, 10:16 AM
Replies: 37
Views: 5,970
Posted By youbet
Yes indeed! Thanks.

Yes indeed! Thanks.
Showing results 1 to 25 of 7483

 
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