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Search: Posts Made By: misty57
Forum: Life after FIRE 03-21-2014, 09:08 AM
Replies: 24
Views: 1,419
Posted By misty57
Interesting observations. Personally, I don't...

Interesting observations. Personally, I don't care what they call it; I'm just glad we've "arrived"!! :dance:
Forum: FIRE and Money 03-21-2014, 09:02 AM
Replies: 88
Views: 3,885
Posted By misty57
At the mega-corp DH retired from, you cannot...

At the mega-corp DH retired from, you cannot retire any earlier than 55 to receive retiree medical (which is subsidized premiums). It is part of the defined benefit package. If we give up retiree...
Forum: FIRE and Money 03-18-2014, 10:00 AM
Replies: 28
Views: 2,768
Posted By misty57
It's already being means tested as far as paying...

It's already being means tested as far as paying income taxes on it is concerned. How do you think it will be means tested further - based on your previous year's AGI or based on assets (very...
Forum: FIRE and Money 02-16-2014, 06:21 AM
Replies: 44
Views: 2,024
Posted By misty57
I got 100%, but I too think the quiz was pretty...

I got 100%, but I too think the quiz was pretty easy. I hesitated on the car loan question as we've never had one.

I'd like my DH to take the quiz. I'm really concerned about him and don't know...
Forum: Life after FIRE 02-13-2014, 01:33 PM
Replies: 36
Views: 2,519
Posted By misty57
DH retired last May from Megacorp and thought...

DH retired last May from Megacorp and thought he'd do some volunteer work, but has not pulled the trigger anywhere yet.

We did A LOT of volunteering while our DS was growing up to give back to the...
Forum: Life after FIRE 02-10-2014, 02:53 PM
Replies: 169
Views: 8,528
Posted By misty57
Pension: Yes; non-COLAed; DBP no longer offered...

Pension:
Yes; non-COLAed; DBP no longer offered to employees that hired on after 1/1/06. Pension was calculated based on years of service and salary.

DH retired at age 56 so there was some...
Forum: FIRE and Money 02-10-2014, 01:39 PM
Replies: 124
Views: 6,466
Posted By misty57
I sure hope others take note. I know that paying...

I sure hope others take note. I know that paying attention to the "small stuff" so that we could invest more, sure did help us.
Forum: FIRE and Money 02-10-2014, 01:22 PM
Replies: 124
Views: 6,466
Posted By misty57
Or apply those same cost cutting methods...

Or apply those same cost cutting methods throughout your working years and invest the savings for retirement!! :)
Forum: Life after FIRE 02-08-2014, 08:00 PM
Replies: 76
Views: 3,110
Posted By misty57
With all the security breaches lately, we have...

With all the security breaches lately, we have gone to mostly cash. I still use a cash back rewards credit card to pay our utilities, but that's about it these days.
Forum: FIRE and Money 02-08-2014, 12:00 PM
Replies: 17
Views: 1,599
Posted By misty57
I don't think it takes a rocket scientist to be...

I don't think it takes a rocket scientist to be able to figure out that you're putting sooooo much into retirement savings that you can't save for any of your other goals. This article does not...
Forum: Life after FIRE 02-02-2014, 10:16 AM
Replies: 86
Views: 5,080
Posted By misty57
Wow, this is a tough one. We have not yet...

Wow, this is a tough one. We have not yet reached the one year anniversary of DH's early retirement and we (hopefully) have a long way to go as we're only 57.

Early retirement was made...
Forum: Life after FIRE 02-02-2014, 08:22 AM
Replies: 76
Views: 3,775
Posted By misty57
DH retired early at age 56 at the end of last...

DH retired early at age 56 at the end of last May. He received a payout of 400 hours in vacation and gets a monthly pension check for his 33 years of service with Megacorp. Although the pension...
Forum: FIRE and Money 02-01-2014, 08:46 AM
Replies: 110
Views: 6,555
Posted By misty57
I guess I would have to say "yes". Recently we...

I guess I would have to say "yes". Recently we went to an Eagles concert:

$362 (2) tickets
$ 80 Dinner out
$ 8 Parking (before and during dinner)
$ 25 Parking at the concert venue...
Forum: FIRE and Money 02-01-2014, 08:29 AM
Replies: 73
Views: 4,538
Posted By misty57
Congrats on not having any debt besides your...

Congrats on not having any debt besides your mortgage. That is almost unprecedented these days for someone your age. :dance:

Everybody's circumstances are different. We were in your exact same...
Forum: FIRE and Money 01-20-2014, 04:01 PM
Replies: 79
Views: 5,585
Posted By misty57
I really had to think about the answer to the...

I really had to think about the answer to the OP's question. DH has been retired for less than a year. We had been fairly frugal throughout his working years, FIRE being our main goal. I learned...
Forum: Life after FIRE 11-30-2013, 09:34 AM
Replies: 36
Views: 4,640
Posted By misty57
The original plan was for DH to retire at age 55....

The original plan was for DH to retire at age 55. At that time there were rumors that they were going to offer a package to encourage managers to retire. He hung on another year waiting, waiting,...
Forum: Health and Early Retirement 11-30-2013, 09:01 AM
Replies: 41
Views: 2,610
Posted By misty57
When we were in our 30s we dialed out SS as far...

When we were in our 30s we dialed out SS as far as retirement planning is concerned, but always thought that we would have retiree health insurance and that it would not be nearly as expensive as it...
Forum: Life after FIRE 11-26-2013, 02:49 PM
Replies: 30
Views: 1,992
Posted By misty57
On cold, dreary, rainy days I like to turn on the...

On cold, dreary, rainy days I like to turn on the fire and read a book, play gin with DH, do a jigsaw puzzle, watch movies, or surf the web.
Forum: Life after FIRE 11-25-2013, 07:00 AM
Replies: 241
Views: 10,695
Posted By misty57
Saturday I went to do a load of laundry in my 13...

Saturday I went to do a load of laundry in my 13 yr. old Maytag Neptune front loader and the tub had a couple gallons of water that had collected in it. DH and DBIL (who happened to be visiting)...
Forum: FIRE and Money 11-24-2013, 09:42 AM
Replies: 29
Views: 2,622
Posted By misty57
When 401ks came of age in the early 80s, so did...

When 401ks came of age in the early 80s, so did yuppieism. The up and coming who were still DINKS were obsessed with presenting an upper class standard of living, rather than contributing to a...
Forum: Life after FIRE 11-23-2013, 05:52 PM
Replies: 71
Views: 4,684
Posted By misty57
Almost 6 months into retirement for DH and we're...

Almost 6 months into retirement for DH and we're definitely in Stage 2 and hope to stay there for a very long time. There will be no Stage 3 for him. It took him less than a nano-second to leave...
Forum: Life after FIRE 11-23-2013, 05:46 PM
Replies: 71
Views: 4,684
Posted By misty57
I've taken advice from Nancy Reagan; I "just say...

I've taken advice from Nancy Reagan; I "just say no!!"

I use this line all the time with people who try to snooker me into joining stuff I don't want to join or doing stuff I don't want to do.
...
Forum: Health and Early Retirement 11-23-2013, 05:22 PM
Replies: 41
Views: 2,610
Posted By misty57
DH retired from LM last May with 33 years of...

DH retired from LM last May with 33 years of service.

The open enrollment materials that we received as retirees from LM show that premiums for LM HealthWorks would be $1520.63/mo. (Participant...
Forum: FIRE and Money 11-17-2013, 05:07 PM
Replies: 191
Views: 8,059
Posted By misty57
We love the 99 Cent Store. It has become our...

We love the 99 Cent Store. It has become our go-to place for produce. Yesterday I bought a bunch of asparagus, a watermelon, a 1-lb. bag of mini carrots, and a pint of grape tomatoes for $4. The...
Forum: Life after FIRE 06-04-2013, 06:44 PM
Replies: 867
Views: 56,518
Posted By misty57
IT'S OFFICIAL!! DH keeps pinching himself!! ...

IT'S OFFICIAL!! DH keeps pinching himself!! :dance:

1. martyb - 55 - SOMETIME in 2013
2. DFA - 54
3. Chris2008 - 54
4. mystang52 (Glenn) - 60
5. SteveNU - 56
6. T-bird - 58
7. misty57 (DH)...
Showing results 1 to 25 of 222

 
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