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Forum: FIRE and Money Yesterday, 06:04 PM
Replies: 23
Views: 883
Posted By youbet
I've also been running an approximate 50/50...

I've also been running an approximate 50/50 split, in my case since 2006. It's working the same way for me as for you. We kept our spending level constant right through 2008-2009 and it has worked...
Forum: Other topics Yesterday, 05:50 PM
Replies: 24
Views: 630
Posted By youbet
I use that on the poly bubble windows on my...

I use that on the poly bubble windows on my camper and like it.

There are also some waxes that contain a color pigment and enough "body" to somewhat fill a scratch. It isn't permanent, of...
Forum: Other topics Yesterday, 05:35 PM
Replies: 24
Views: 630
Posted By youbet
IMHO: (1) If you stumble across a stranger...

IMHO:

(1) If you stumble across a stranger vandalizing your car, stay away, out of sight if possible. Try to note anything that would help you identify him/her later. Important: don't get knifed...
Forum: FIRE and Money Yesterday, 05:26 PM
Replies: 10
Views: 624
Posted By youbet
You understand!

You understand!
Forum: FIRE and Money Yesterday, 05:21 PM
Replies: 10
Views: 624
Posted By youbet
Yes, my actual results after 9 years of FIRE fall...

Yes, my actual results after 9 years of FIRE fall within the extremely broad range of FireCalc's historical testing results.

I recall at the beginning noting that FireCalc's output data and...
Forum: FIRE and Money Yesterday, 04:54 PM
Replies: 24
Views: 1,308
Posted By youbet
There ya go! We are in full agreement. There is...

There ya go! We are in full agreement. There is too much variability in what's included (or not) in both the numerator and denominator that determine those percentages that they're more than...
Forum: FIRE and Money Yesterday, 04:47 PM
Replies: 24
Views: 1,308
Posted By youbet
OK rodi, thanks. Good luck and enjoy FIRE! ...

OK rodi, thanks.

Good luck and enjoy FIRE! You folks sound like you're really on your game!

Edit: Living through 2008/2009 being already retired was "interesting." We had some one time,...
Forum: FIRE and Money Yesterday, 01:37 PM
Replies: 24
Views: 1,308
Posted By youbet
Did you and DH RE at the same time? If not, what...

Did you and DH RE at the same time? If not, what "working salary" did you use to calculate the percentage? Yours? His? Both combined?

To get the approximate 100% I came up with, I used the...
Forum: FIRE and Money Yesterday, 12:26 PM
Replies: 24
Views: 1,308
Posted By youbet
We took a different approach. We built up a...

We took a different approach. We built up a ground up retirement budget that would allow us to live the modest lifestyle we choose to live. We didn't use the ending salary from our working days as a...
Forum: Other topics Yesterday, 11:34 AM
Replies: 36
Views: 551
Posted By youbet
I wonder if the deterioration of simple...

I wonder if the deterioration of simple penmanship skills is part of that slippery slide down as we age? Knees hurt, memory lacking, can't remember the difference between a "g" and a "q" in...
Forum: Other topics Yesterday, 11:21 AM
Replies: 36
Views: 551
Posted By youbet
I print well (took manual drafting in high school...

I print well (took manual drafting in high school back in the dark ages) and my cursive is OK. When leaving a note, writing a list, etc., I tend to print. I sent a few Xmas cards this year and wrote...
Forum: FIRE and Money Yesterday, 11:12 AM
Replies: 24
Views: 1,308
Posted By youbet
You need to be sure to emphasize that the above...

You need to be sure to emphasize that the above hypothetical numbers apply to you and to your situation alone. Every household will be different. That's why a stab in the dark (like the commonly used...
Forum: FIRE Related Political Topics 12-18-2014, 11:58 PM
Replies: 65
Views: 1,704
Posted By youbet
Interesting. Here in Illinois, we have the...

Interesting. Here in Illinois, we have the "bribery of government workers." In fact, "gratuities" are expected if you want to receive service at most public facilities.

We don't have the low...
Forum: FIRE Related Political Topics 12-18-2014, 11:52 PM
Replies: 65
Views: 1,704
Posted By youbet
Less than you might think.

Less than you might think.
Forum: Other topics 12-16-2014, 07:31 PM
Replies: 627
Views: 14,397
Posted By youbet
Exactly what I was looking for. Thanks!

Exactly what I was looking for. Thanks!
Forum: Other topics 12-16-2014, 07:08 PM
Replies: 627
Views: 14,397
Posted By youbet
I've been trying to find something on that, where...

I've been trying to find something on that, where did you see it?

There are zillions of articles by the various media commentators editorializing that they should go..... but I can't find...
Forum: FIRE and Money 12-16-2014, 06:05 PM
Replies: 11
Views: 933
Posted By youbet
You might be mixing things up....... I...

You might be mixing things up.......

I believe a backdoor Roth involves contributing to a non-deductible TIRA and then converting that TIRA into a Roth IRA. No income limits involved.
Forum: Other topics 12-16-2014, 05:26 PM
Replies: 32
Views: 781
Posted By youbet
Or to check for environmental impact...

Or to check for environmental impact implications. Draining wetlands is a serious undertaking in regard to the potential impact on native species and violations carry serious penalties!
Forum: Life after FIRE 12-16-2014, 05:03 PM
Replies: 51
Views: 3,010
Posted By youbet
My friend wasn't wrong for himself. Now in our...

My friend wasn't wrong for himself. Now in our greybread years and looking back, I can see where he would have not been happy in a MegaCorp environment, at least the MegaCorp environments I'm...
Forum: Life after FIRE 12-16-2014, 02:56 PM
Replies: 51
Views: 3,010
Posted By youbet
This is confusing. How could you identify...

This is confusing. How could you identify yourself as "retired" if you "have plenty to do with 7 rental properties?"

I guess it's the elusive definition of the word "retired" that makes it so...
Forum: Life after FIRE 12-16-2014, 02:47 PM
Replies: 51
Views: 3,010
Posted By youbet
Except for the few that are just plain stinky...

Except for the few that are just plain stinky rich, aren't we all working at doing what we need to do to get along? On this forum there seems to be a tendency to take "retirement" to mean leaving a...
Forum: Other topics 12-16-2014, 02:29 PM
Replies: 31
Views: 671
Posted By youbet
Our emergency lighting at home is based on our...

Our emergency lighting at home is based on our experience from camping. Have a light source with you any time it's possible you could unexpectedly find yourself in the dark.

We stick small (3 AAA...
Forum: Other topics 12-16-2014, 01:20 PM
Replies: 32
Views: 781
Posted By youbet
It would be an interesting legal action involving...

It would be an interesting legal action involving both the uphill and downhill owners and their insurance companies plus the permit granting authority who authorized the construction in the first...
Forum: Other topics 12-16-2014, 12:33 PM
Replies: 32
Views: 781
Posted By youbet
Your neighbor Greg sounds like a really good guy....

Your neighbor Greg sounds like a really good guy.

Since you chose to live downhill from him and since he was properly permitted by local authorities (I'm assuming) to build the pool and...
Forum: Hi, I am... 12-15-2014, 06:14 PM
Replies: 35
Views: 1,819
Posted By youbet
That clarifies your original question a bit, at...

That clarifies your original question a bit, at least for me. Given that you gave your employer a retirement date but you'd actually rather keep working part time under terms you consider favorable,...
Showing results 1 to 25 of 7641

 
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