Join Early Retirement Today
Page 1 of 320 1 231151101 Last »
Showing results 1 to 25 of 8000
Search took 0.23 seconds. Search: Posts Made By: ERD50
Forum: FIRE and Money Yesterday, 09:03 AM
Replies: 38
Views: 759
Posted By ERD50
I'm not convinced that a $8K sofa is going to...

I'm not convinced that a $8K sofa is going to have a lower long term cost than a much cheaper (but reasonably good quality) sofa.

I don't recall what we paid for the ones in our family room that...
Forum: Hi, I am... Yesterday, 08:49 AM
Replies: 7
Views: 310
Posted By ERD50
Your loans are all at good rates, I wouldn't be...

Your loans are all at good rates, I wouldn't be in any hurry to accelerate payments on those. Many posters here have a strong emotional aversion to any debt in any form, so you will likely get...
Forum: FIRE and Money Yesterday, 08:25 AM
Replies: 37
Views: 1,370
Posted By ERD50
That is maybe not so surprising. When you delay...

That is maybe not so surprising. When you delay SS, you are buying 'longevity insurance'. It may not be the optimal for a 30 year portfolio, but if you live beyond that, you've got a larger floor...
Forum: Health and Early Retirement 05-17-2013, 07:00 PM
Replies: 21
Views: 343
Posted By ERD50
So let's provide some perspective to this comment...

So let's provide some perspective to this comment ...

Of course microwave energy was chosen for ovens because it 'excites water molecules'. We call that 'heating'.
...
Forum: Health and Early Retirement 05-17-2013, 04:58 PM
Replies: 21
Views: 343
Posted By ERD50
Who is this directed at? One poster here...

Who is this directed at?

One poster here mentioned that cellphones and BT are not ionizing radiation sources. They didn't say they weren't microwave radiation sources.

I don't think anyone made...
Forum: Health and Early Retirement 05-17-2013, 04:54 PM
Replies: 21
Views: 343
Posted By ERD50
I got curious about the history... Health...

I got curious about the history...

Health effects of tobacco - Wikipedia, the free encyclopedia (http://en.wikipedia.org/wiki/Health_effects_of_tobacco#History)



No question that the tobacco...
Forum: Health and Early Retirement 05-17-2013, 04:29 PM
Replies: 21
Views: 343
Posted By ERD50
Well, I think only those with a financial...

Well, I think only those with a financial interest claimed tobacco was safe. We see obvious cases of 'smokers cough' - reasonable people could assume that is not a good sign.

Thalidomide was not...
Forum: Other topics 05-17-2013, 03:38 PM
Replies: 19
Views: 484
Posted By ERD50
While I'm in the camp that would say keep it,...

While I'm in the camp that would say keep it, it's clear you've run the numbers and thought this out. And if you are reasonably sure you can replace the Explorer with one that will do the job for you...
Forum: FIRE and Money 05-17-2013, 10:02 AM
Replies: 85
Views: 2,495
Posted By ERD50
+1 I'm constantly amazed that people seem to...

+1

I'm constantly amazed that people seem to think they can offload risk on someone else, w/o paying a high price plus overhead. As if the person on the other side of the transaction is saying...
Forum: FIRE and Money 05-17-2013, 09:52 AM
Replies: 80
Views: 4,200
Posted By ERD50
I'm quite certain that far, far less than half...

I'm quite certain that far, far less than half the people who buy condos pay cash. Does that make it a bad idea, or somehow inappropriate to discuss the pros/cons, since so few people pay cash?
...
Forum: FIRE and Money 05-16-2013, 07:04 PM
Replies: 85
Views: 2,495
Posted By ERD50
And what magic is used to create a fund that can...

And what magic is used to create a fund that can pay out for years yet never go down? And why would they share this magic with people like us?


-ERD50
Forum: FIRE Related Political Topics 05-16-2013, 06:36 PM
Replies: 74
Views: 1,705
Posted By ERD50
Correlation does not imply causation - Wikipedia,...

Correlation does not imply causation - Wikipedia, the free encyclopedia (http://en.wikipedia.org/wiki/Correlation_does_not_imply_causation) ?

I could have sworn it was Prohibition!

Prohibition...
Forum: FIRE Related Political Topics 05-16-2013, 05:25 PM
Replies: 74
Views: 1,705
Posted By ERD50
I don't know why that should be surprising,...

I don't know why that should be surprising, people on the low end of the economic scale aren't likely to have much/any in LT Capital Gains & Qualified Dividends, so they wouldn't get much of the...
Forum: FIRE Related Political Topics 05-16-2013, 08:35 AM
Replies: 74
Views: 1,705
Posted By ERD50
I don't think SJ1_ implied that that story...

I don't think SJ1_ implied that that story applied to 'anyone suffering economic misfortune'. But I do think it can explain a lot.

I've used this comparison before, but go and talk to a cross...
Forum: Hi, I am... 05-15-2013, 06:13 PM
Replies: 60
Views: 3,312
Posted By ERD50
Chicago and Illinois aren't exactly viewed as...

Chicago and Illinois aren't exactly viewed as being 'business friendly' - I imagine Seattle must have been considerably worse?

-ERD50
Forum: FIRE and Money 05-15-2013, 05:57 PM
Replies: 85
Views: 2,495
Posted By ERD50
Your respect is lacking, as several people...

Your respect is lacking, as several people pointed out that you compared 4% 'SWR' (which is COLA'd) to 5.25% non-COLA. Those are hard numbers.



No, it's not a "huge increase". From the FIRECALC...
Forum: Other topics 05-15-2013, 05:35 PM
Replies: 62
Views: 1,272
Posted By ERD50
Well, I'm not in the "jump at the chance" group,...

Well, I'm not in the "jump at the chance" group, but I would consider it. Probably wouldn't do it, but I'd give it some thought. Again, depending on the 'accommodations'. >:D



I've only read a...
Forum: Other topics 05-14-2013, 02:46 PM
Replies: 62
Views: 1,272
Posted By ERD50
If the proper.... 'accommodations' were provided,...

If the proper.... 'accommodations' were provided, it could be quite pleasurable:


Dr. Strangelove - Final Scene - YouTube...
Forum: FIRE and Money 05-14-2013, 08:15 AM
Replies: 10
Views: 422
Posted By ERD50
Absolutely. Owning a home and upside-down car can...

Absolutely. Owning a home and upside-down car can trigger emergencies, and you need to be prepared. You can direct your $800 to other, less-accessible investments.


I'll mildly disagree with...
Forum: FIRE and Money 05-13-2013, 11:41 AM
Replies: 30
Views: 1,264
Posted By ERD50
Not good! Please keep us informed on how this...

Not good! Please keep us informed on how this plays out, including ins company. Was the FP original, or added on? Is there a record of permit/inspection?



A compromise could be a gas-fired...
Forum: FIRE and Money 05-07-2013, 08:38 PM
Replies: 80
Views: 4,200
Posted By ERD50
The next two (Note that all these have different...

The next two (Note that all these have different scales due to the FIRECALC formatting):

-ERD50
Forum: FIRE and Money 05-07-2013, 08:37 PM
Replies: 80
Views: 4,200
Posted By ERD50
And what makes it 'too much risk' for a 34 YO...

And what makes it 'too much risk' for a 34 YO looking to retire @ 60?

I wish I had been more aggressive during that 90's bull market. Was mostly 50-50, except (thankfully) for a big chunk of AAPL....
Forum: FIRE and Money 05-07-2013, 06:43 PM
Replies: 80
Views: 4,200
Posted By ERD50
And what makes it 'too much risk' for a 34 YO...

And what makes it 'too much risk' for a 34 YO looking to retire @ 60?

I wish I had been more aggressive during that 90's bull market. Wsa mostly 50-50, except (thankfully) for a big chunk of AAPL....
Forum: FIRE and Money 05-07-2013, 09:28 AM
Replies: 36
Views: 2,166
Posted By ERD50
Buy and Hold and and a set AA with annual...

Buy and Hold and and a set AA with annual rebalancing does that, and it doesn't cost you even $2,500 per year.

Think of the nice present you could buy yourself or a loved one each and every year...
Forum: Health and Early Retirement 05-06-2013, 08:51 PM
Replies: 21
Views: 1,003
Posted By ERD50
Since you listed only pros, and no cons, it comes...

Since you listed only pros, and no cons, it comes across as spam.

-ERD50
Showing results 1 to 25 of 8000
Page 1 of 320 1 231151101 Last »

 
Forum Jump

Contact Us - Portal Page - FIRECalc - Sitemap - Community Rules - Terms of Service - Privacy - Top
Register | | FAQ |a Calendar | Search | Today's Posts | Mark Forums Read
© Copyright 2010 www.early-retirement.org. All Rights Reserved.
 
All times are GMT -6. The time now is 02:35 AM.
 

Early Retirement News right to your Email!

Stay up-to-date with all the latest news to your inbox!

unsusbcribe at anytime with one click

Close [X]