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Forum: Stock Picking (Individual Security Analysis) 09-18-2014, 03:36 PM
Replies: 8
Views: 352
Posted By nun
I looked a bit more closely at the terms of the...

I looked a bit more closely at the terms of the investment offered by abundancegeneration.com (a company that specializes in renewable energy projects) and this is what I found

Annual management...
Forum: Stock Picking (Individual Security Analysis) 09-18-2014, 07:37 AM
Replies: 8
Views: 352
Posted By nun
There definitely is an eco and investing in the...

There definitely is an eco and investing in the local community aspect. Also the investments are often not very liquid, I suppose to stop people removing capital from what would be a small pool. I...
Forum: Stock Picking (Individual Security Analysis) 09-18-2014, 06:48 AM
Replies: 8
Views: 352
Posted By nun
That's a good question, why can't they get some...

That's a good question, why can't they get some private equity or do an IPO? The "social" aspect is really important and some projects like to get financing from the local community so that might be...
Forum: FIRE and Money 09-18-2014, 05:40 AM
Replies: 9
Views: 1,312
Posted By nun
The only problem I have with the article is the...

The only problem I have with the article is the impression it gives that investing in individual companies on a hunch leads to success. Unfortunately we seldom hear of the unsuccessful stories of...
Forum: Stock Picking (Individual Security Analysis) 09-17-2014, 01:31 PM
Replies: 8
Views: 352
Posted By nun
In the programs I've seen there isn't any public...

In the programs I've seen there isn't any public funding and they are being marketed to the small investor. One I saw was to fund a small hydro electric project. It claimed a 6% to 9% return for a 25...
Forum: Stock Picking (Individual Security Analysis) 09-17-2014, 12:14 PM
Replies: 8
Views: 352
Posted By nun
Social Investment Initiatives

There is a movement driven by Governments and various private investment companies to promote "social impact investing". It seems like a way to get people to invest in various infrastructure or...
Forum: FIRE and Money 09-17-2014, 11:32 AM
Replies: 9
Views: 1,312
Posted By nun
She sounds like an amazing lady, but her...

She sounds like an amazing lady, but her investing success seems to be from luck rather than planning and good judgement. A similar strategy adopted by a low income worker would probably not result...
Forum: FIRE and Money 09-16-2014, 06:01 PM
Replies: 13
Views: 883
Posted By nun
Back in 1987 I stuck all my 403b money into...

Back in 1987 I stuck all my 403b money into TIAA-Traditional variable annuity because I though that retirement money should have some guarantee. I also decided to keep up voluntary contributions to...
Forum: FIRE and Money 09-16-2014, 11:55 AM
Replies: 35
Views: 2,397
Posted By nun
I retired as soon as I hit 10 years of service...

I retired as soon as I hit 10 years of service and vested in both the pension plan and retiree health benefits. That happened last March so I've been able to enjoy the summer. Accrued vacation time...
Forum: FIRE and Money 09-16-2014, 10:31 AM
Replies: 13
Views: 883
Posted By nun
I retired earlier this year at age 52. About half...

I retired earlier this year at age 52. About half my income comes from rent and back in the day I would have used a 5 year CD ladder to provide the rest topping it up from equity gains in good times....
Forum: FIRE and Money 09-15-2014, 02:50 PM
Replies: 112
Views: 6,174
Posted By nun
That's what I found too. My employers plan is...

That's what I found too. My employers plan is pretty rich....no deductibles etc and to get that level of coverage on the ACA I would have been paying a $800/month and even with the ACA subsidy I...
Forum: FIRE and Money 09-15-2014, 01:10 PM
Replies: 112
Views: 6,174
Posted By nun
I went back and forth over the choice. I'm...

I went back and forth over the choice. I'm healthy and my healthcare costs are just my premiums...... apart from the dentist where the insurance just paid for 50% of a crown I needed. If I wasn't...
Forum: FIRE and Money 09-15-2014, 09:10 AM
Replies: 112
Views: 6,174
Posted By nun
My options when I stopped working at a state...

My options when I stopped working at a state university at 53 were to go on ACA and pay $200/month for a high deductible plan or stay with my cadillac state plan and pay the full premium of...
Forum: FIRE and Money 09-15-2014, 08:26 AM
Replies: 112
Views: 6,174
Posted By nun
I get a plan from my ex-state employer. Medical...

I get a plan from my ex-state employer. Medical and dental premiums are $463 per month for me as single 53 year old deferred retiree. The plan has no-deductible except the first $250 of tests. As I...
Forum: Stock Picking (Individual Security Analysis) 09-10-2014, 05:13 PM
Replies: 93
Views: 5,236
Posted By nun
I haven't been watching the interaction between...

I haven't been watching the interaction between the markets as S&P500 hit 2000. While most people and reality show that 2000 should really not mean anything, it is apparent that it means something...
Forum: FIRE and Money 09-10-2014, 10:36 AM
Replies: 33
Views: 1,656
Posted By nun
I get $100 out of my account each week to spend...

I get $100 out of my account each week to spend on food, travel and entertainment. I usually spend money every other day and my weekly budget is working out like this

2 x $20 at the supermarket =...
Forum: Stock Picking (Individual Security Analysis) 09-10-2014, 10:25 AM
Replies: 93
Views: 5,236
Posted By nun
My stock percentage hit 65% a couple of weeks ago...

My stock percentage hit 65% a couple of weeks ago so I transferred 5% to my stable value fund to get back to my 60% equities AA goal. Whichever way the stock and bond markets go I'll rebalance back...
Forum: FIRE and Money 09-04-2014, 04:15 PM
Replies: 110
Views: 10,818
Posted By nun
I'd consider dividends and capital gains as just...

I'd consider dividends and capital gains as just regular income that would be taxed at your marginal income tax rate.
Forum: FIRE and Money 09-04-2014, 04:13 PM
Replies: 110
Views: 10,818
Posted By nun
I'm rich by the article's criteria of earned...

I'm rich by the article's criteria of earned income and net worth, but I can't identify with the people on the yacht and if you were you use my annual spending of $36k you might consider me something...
Forum: Other topics 09-04-2014, 03:48 PM
Replies: 153
Views: 9,071
Posted By nun
Yep, when I look back on things my ex and I were...

Yep, when I look back on things my ex and I were lucky....or maybe just sensible.

We had no kids, that made things easier as we could make a clean break. I think we both wanted to come out of the...
Forum: FIRE and Money 09-04-2014, 03:40 PM
Replies: 25
Views: 1,595
Posted By nun
For full disclosure my Mum lived in the UK. ...

For full disclosure my Mum lived in the UK.

It's true that things in the house are considered part of the estate and the solicitor told me and my brothers that doing valuations of furniture etc is...
Forum: Other topics 09-04-2014, 12:49 PM
Replies: 153
Views: 9,071
Posted By nun
I can't take all the praise, my ex must share in...

I can't take all the praise, my ex must share in making the divorce as painless as possible.
Forum: Other topics 09-04-2014, 12:48 PM
Replies: 153
Views: 9,071
Posted By nun
Doing something physical is a great for both your...

Doing something physical is a great for both your mind and body. After my divorce I took up cycling and cycle touring. It's developed into a passion and I've ridden lots of miles in different...
Forum: Other topics 09-04-2014, 12:04 PM
Replies: 153
Views: 9,071
Posted By nun
Take it very, very slowly. It's easy to be...

Take it very, very slowly. It's easy to be vulnerable coming out of a divorce. Start socializing with friends, join some clubs, begin some new hobbies.
Forum: Other topics 09-04-2014, 11:47 AM
Replies: 153
Views: 9,071
Posted By nun
I divorced 20 years ago and although it was...

I divorced 20 years ago and although it was emotionally difficult, financially and practically it couldn't have gone better. A big reason for that that was a Separation Agreement that we both signed...
Showing results 1 to 25 of 3205

 
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