Forum: FIRE and Money
Today, 12:52 PM
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Replies: 5
Views: 126
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Forum: Other topics
Today, 11:13 AM
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Replies: 17
Views: 207
We have independent dollar stores around here...
We have independent dollar stores around here although a Dollar Tree store is a short drive away. Over the years I have bought greeting cards, belts, rubber dishwashing gloves, and various cables...
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Forum: FIRE and Money
Today, 11:09 AM
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Replies: 5
Views: 396
Not me. While I am technially a late boomer...
Not me. While I am technially a late boomer (born in 1963), I consider myself more like a Gen-Xer because my dad was not old enough to serve in WWII.
I have been retired for 4 1/2 years so I am...
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Forum: Other topics
Today, 05:23 AM
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Replies: 20
Views: 1,166
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Forum: Life after FIRE
05-19-2013, 07:28 PM
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Replies: 59
Views: 2,528
Because I was working only 2 days a week in the...
Because I was working only 2 days a week in the 17 months prior to my ER, it was not a big chance to my everyday life when I ERed. But ERing made it possible for me to spread out my daily activities...
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Forum: Health and Early Retirement
05-19-2013, 12:29 PM
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Replies: 67
Views: 2,122
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Forum: FIRE and Money
05-18-2013, 01:41 PM
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Replies: 21
Views: 768
To answer your question about "x% of what?" I ...
To answer your question about "x% of what?" I use x% of the total amount in that type of account. So when I am at 54/46 compared to my current 50/50 target AA, that is 4% off because it is 4% of...
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Forum: FIRE and Money
05-18-2013, 01:32 PM
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Replies: 21
Views: 768
I have a ~4% threshold to trigger a rebalancing...
I have a ~4% threshold to trigger a rebalancing move (in my IRA only; I have different rebalancing criteria for my taxable accounts because they have to generate income for my ER expenses). I have...
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Forum: Life after FIRE
05-18-2013, 12:17 PM
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Replies: 66
Views: 4,135
I sorta did the same thing at my old job, twice...
I sorta did the same thing at my old job, twice voluntarily reducing my weekly hours worked because I simply could not stand coming to the office (lousy commute). These two pay cuts combined had me...
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Forum: Hi, I am...
05-16-2013, 10:29 PM
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Replies: 21
Views: 1,155
Gozer, although I am single our ER plans have...
Gozer, although I am single our ER plans have some similarities. First, when I ERed in 2008, the ratio of investments to annual expenses was just over 40:1 (and has since risen to more than 50:1...
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Forum: Life after FIRE
05-16-2013, 10:17 PM
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Replies: 41
Views: 1,422
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Forum: FIRE and Money
05-15-2013, 12:23 PM
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Replies: 22
Views: 1,670
I actually did some of this in late 2008 and...
I actually did some of this in late 2008 and early 2009 and as a result my financial picture and ER budget, already in good shape at the time, became even better. I was able to sell my company stock...
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Forum: Young Dreamers
05-15-2013, 12:15 PM
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Replies: 52
Views: 1,971
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Forum: Other topics
05-14-2013, 07:26 AM
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Replies: 66
Views: 1,481
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Forum: Other topics
05-13-2013, 10:49 PM
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Replies: 66
Views: 1,481
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Forum: FIRE and Money
05-12-2013, 07:48 PM
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Replies: 150
Views: 8,710
I never had a cube next to the shitter but for...
I never had a cube next to the shitter but for about 5 years I had a cube with a big beam in the corner, blocking a lot of space and resulting in a shorter desktop and no file drawers like all the...
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Forum: FIRE and Money
05-12-2013, 09:58 AM
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Replies: 39
Views: 1,249
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Forum: Young Dreamers
05-12-2013, 09:39 AM
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Replies: 52
Views: 1,971
Before I read subsequent replies and ER Eddie's...
Before I read subsequent replies and ER Eddie's clarification post(s), I took his "being able to taste it" as the time I began to select an exact resignation date (and notification date) and began...
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Forum: FIRE and Money
05-11-2013, 03:28 PM
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Replies: 33
Views: 1,132
What kind of a weird-ass card agreement do you...
What kind of a weird-ass card agreement do you have that allows the credit card issuer to change interest on money which was paid on time? Is this standard practice in the credit card industry now?...
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Forum: FIRE and Money
05-09-2013, 08:36 PM
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Replies: 150
Views: 8,710
IT stands for Information Technology. From...
IT stands for Information Technology. From Wikipedia:
Information technology - Wikipedia, the free encyclopedia (http://en.wikipedia.org/wiki/Information_technology)
It is basically working...
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Forum: FIRE and Money
05-09-2013, 08:31 PM
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Replies: 17
Views: 934
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Forum: Young Dreamers
05-09-2013, 11:39 AM
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Replies: 13
Views: 829
I had some trouble getting the "anypia"...
I had some trouble getting the "anypia" calculator (the one rbmrtn posted a link to) to work after I downloaded it a few years ago. But I had created a spreadsheet which mimicked the calculation so...
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Forum: FIRE and Money
05-09-2013, 08:06 AM
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Replies: 163
Views: 15,266
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Forum: FIRE and Money
05-08-2013, 08:23 AM
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Replies: 11
Views: 494
After my former employer froze its pension and...
After my former employer froze its pension and switched to a Cash Balance plan, we would receive a statement every year telling us how much the Cash Balance plan would pay us each month if it were...
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Forum: Hi, I am...
05-07-2013, 09:49 PM
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Replies: 23
Views: 1,732
Always glad to read a story about someone else...
Always glad to read a story about someone else who retired in his mid-40s like I did back in 2008. Are you going on COBRA to hold you over until the PPACA kicks in?
My SWR is around 2-2.5% but I...
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