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Search took 0.01 seconds. Search: Posts Made By: smurray5991
Forum: Life after FIRE 04-17-2013, 10:18 AM
Replies: 69
Views: 4,378
Posted By smurray5991
Age 57 (a little over a month ago). A great...

Age 57 (a little over a month ago).
A great decision - even though I didn't actually plan it in advance (it 'presented itself' as an option because my job was eliminated).
It would have been...
Forum: Other topics 03-20-2013, 11:42 AM
Replies: 17
Views: 514
Posted By smurray5991
I recently got an 'ultrabook' (combined laptop...

I recently got an 'ultrabook' (combined laptop PC/convertible to tablet) with Windows 8. I find the Windows 8 mostly relevant in the tablet format/touch screen. If I am doing any 'normal' PC work...
Forum: Life after FIRE 03-15-2013, 10:38 AM
Replies: 71
Views: 3,119
Posted By smurray5991
As others have already said, I have always...

As others have already said, I have always unwittingly been preparing myself to be FI with aggressive saving, LBYM approach to spending, and basic familiarity with investment approaches, etc. – but...
Forum: Travel Information 02-08-2013, 12:02 PM
Replies: 31
Views: 918
Posted By smurray5991
I've successfully booked numerous FF award travel...

I've successfully booked numerous FF award travel trips in the last several years. I can't remember them all offhand, but in the last two years:
WDC-Honolulu (American)
WDC-Ft. Lauderdale-WDC...
Forum: Travel Information 02-02-2013, 02:09 PM
Replies: 38
Views: 995
Posted By smurray5991
On tips: I haven't been on any cruises in the...

On tips: I haven't been on any cruises in the last several years where they don't automatically charge the daily, comprehensive tip charge to your statement -- making changes upward or downward only...
Forum: Other topics 02-02-2013, 02:01 PM
Replies: 19
Views: 547
Posted By smurray5991
I just got a Windows 8 Dell 'ultrabook', which is...

I just got a Windows 8 Dell 'ultrabook', which is a convertible laptop/tablet. It's the Dell XPS12 that has the screen that 'spins' and flips to become a tablet. Like others, I didn't want to give up...
Forum: Travel Information 02-02-2013, 01:33 PM
Replies: 38
Views: 995
Posted By smurray5991
We did a similar cruise last March, but round...

We did a similar cruise last March, but round trip to S'Hamption via Norway, Faroe Isl. and Iceland -- it was great and actually very little in the way of rough seas thank goodness.

I'm prone to...
Forum: Other topics 01-14-2013, 08:23 PM
Replies: 49
Views: 1,183
Posted By smurray5991
Just got one of those new Dell 'convertible'...

Just got one of those new Dell 'convertible' Ultrabooks, the XPS 12, that is a laptop that converts to a tablet (with a screen that 'spins'). I've only had it a day but love it so far (and if that...
Forum: Other topics 01-11-2013, 08:35 AM
Replies: 34
Views: 1,380
Posted By smurray5991
+1 on estate sale companies - one good value-add...

+1 on estate sale companies - one good value-add they bring to the table is their keen eye for pricing things accurately. This may be less relevant for one's own stuff, if you have a good sense of...
Forum: FIRE and Money 01-09-2013, 09:20 PM
Replies: 29
Views: 2,316
Posted By smurray5991
Interesting post and concept, imoldernu. I wonder...

Interesting post and concept, imoldernu. I wonder if you anticipate a Phase 3 in this "Tranching" model, i.e., maybe starting at 85-90 until death, and where there would likely be more serious health...
Forum: Travel Information 01-09-2013, 07:29 PM
Replies: 933
Views: 40,747
Posted By smurray5991
Hi MickeyD -- The trip left out of Ft....

Hi MickeyD --

The trip left out of Ft. Lauderdale, passed through St. Lucia, then Devil's Island (French Guiana), and entered the Amazon at Macapa. Stops up and down the river (Santarem/Alter do...
Forum: FIRE and Money 01-06-2013, 02:10 PM
Replies: 100
Views: 4,193
Posted By smurray5991
I've used TT since 1999 for my own (relatively...

I've used TT since 1999 for my own (relatively simple) returns, and have always liked it very much. Makes doing taxes kind of fun!

When my father died in 2000, he had been having his returns...
Forum: FIRE and Money 01-06-2013, 01:35 PM
Replies: 259
Views: 15,107
Posted By smurray5991
+1 Totally agree Ha. I would certainly hope that...

+1 Totally agree Ha. I would certainly hope that my ability to enjoy life to its fullest is not directly proportional to my physical 'energy' levels and capacity at any given time. Or that the only...
Forum: Hi, I am... 01-06-2013, 01:04 PM
Replies: 14
Views: 1,876
Posted By smurray5991
I also am experiencing the 'surprise' ER factor a...

I also am experiencing the 'surprise' ER factor a bit, since a Nov 2012 reorg eliminated my position effective March 2013 -- just four months! Although never labeling it such, I had been de facto...
Forum: FIRE and Money 01-06-2013, 10:34 AM
Replies: 259
Views: 15,107
Posted By smurray5991
Just wanted to put in a word for the numerous 80...

Just wanted to put in a word for the numerous 80 year olds who are still very active, engaged, and spending as much or more money on their hobbies, travels, pleasures, etc., as younger retired folks....
Forum: FIRECalc support 01-05-2013, 07:18 PM
Replies: 3
Views: 294
Posted By smurray5991
Great, thanks so much for the quick response....

Great, thanks so much for the quick response. That's actually what I did, but just started to second guess when looking at the data display..... that'll teach me to overthink things so much! ;D
Forum: FIRECalc support 01-05-2013, 06:34 PM
Replies: 3
Views: 294
Posted By smurray5991
Clarification on 'off-chart spending' entry

Do you enter Off-Chart spending (OCS) as a positive number or a negative number in FIRECalc, e.g., to reflect a mortgatge ending?

I see that it shows up in the data summary with a default "+"...
Forum: Health and Early Retirement 01-05-2013, 04:29 PM
Replies: 132
Views: 4,483
Posted By smurray5991
Zero @ 57. Keep meaning to take vitamins more...

Zero @ 57.
Keep meaning to take vitamins more regularly, but never seem to make it a habit.
Forum: FIRE and Money 01-03-2013, 02:23 PM
Replies: 92
Views: 4,534
Posted By smurray5991
+1 jayc To this day I still recall and...

+1 jayc


To this day I still recall and retell with fondness a 'random act of kindness' story that happened when I was hitchhiking through Texas just before Christmas in 1976 en route back from...
Forum: FIRE and Money 01-02-2013, 11:37 PM
Replies: 238
Views: 16,864
Posted By smurray5991
$67K this year, but that includes $12K of extra...

$67K this year, but that includes $12K of extra mortgage principal payments. So $55K actual living expenses (which is consistent with my spending over the last few years, and what I expect in the...
Forum: FIRE and Money 01-02-2013, 11:27 PM
Replies: 179
Views: 7,814
Posted By smurray5991
26.1% increase in NW in 2012 (including new...

26.1% increase in NW in 2012 (including new saving contributions as well as investment portfolio growth). It's the last year of significant w*rk income (and aggressive saving) for me before RE in...
Forum: FIRE and Money 12-29-2012, 01:33 PM
Replies: 87
Views: 5,239
Posted By smurray5991
Thanks to all for sharing your wide diversity of...

Thanks to all for sharing your wide diversity of investment profiles.
I feel I have too much complexity as a function of numerous incremental decisions/events over the last 20+ years (Current...
Forum: Travel Information 12-27-2012, 10:02 AM
Replies: 933
Views: 40,747
Posted By smurray5991
Just got back from a 3.5 week cruise with elderly...

Just got back from a 3.5 week cruise with elderly mother and my brother up the Amazon River -- had spent quite a bit of time in upper Amazon tributary systems in Ecuador many years ago, but this was...
Forum: Travel Information 12-24-2012, 09:25 AM
Replies: 23
Views: 1,410
Posted By smurray5991
We actually took one about 20 years ago that...

We actually took one about 20 years ago that started in Rio, went across the Atlantic to Dakar, Canary Islands, etc., and then to Morocco, Spain, and Portugal. I can no longer remember what cruise...
Forum: Other topics 11-26-2012, 09:20 AM
Replies: 109
Views: 2,934
Posted By smurray5991
Still waiting to see if they'll give me a visa...

Still waiting to see if they'll give me a visa (I'm from the Northeast, after all....) :coolsmiley:
Showing results 1 to 25 of 45
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