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Forum: FIRE and Money Yesterday, 11:03 PM
Replies: 16
Views: 663
Posted By pb4uski
To me these strategic defaulters are no different...

To me these strategic defaulters are no different than people who default on student loans - a deal is a deal, especially if you have the ability to pay and just refuse to pay because you think you...
Forum: Health and Early Retirement Yesterday, 01:09 PM
Replies: 103
Views: 2,290
Posted By pb4uski
If you owned a restaurant and she were to walk...

If you owned a restaurant and she were to walk into your restaurant would you serve her or turn her away? I'm not sure there is a right answer but as a business owner I would be concerned. If you...
Forum: Health and Early Retirement Yesterday, 08:33 AM
Replies: 103
Views: 2,290
Posted By pb4uski
She might not be displaying symptoms, but she may...

She might not be displaying symptoms, but she may have the Ebola virus. You can't know one way or the other until 21 days have passed since she has been exposed to Ebola. It seems foolish to take a...
Forum: Health and Early Retirement Yesterday, 08:20 AM
Replies: 94
Views: 2,412
Posted By pb4uski
But the reality you overlook is that the...

But the reality you overlook is that the uninsured don't really pay the rack rate. Many of them don't pay at all or negotiate a bill that is much lower than the rack rate. I would agree that the...
Forum: Health and Early Retirement Yesterday, 08:07 AM
Replies: 94
Views: 2,412
Posted By pb4uski
Even pre-ACA maximum out-of-pockets were a lot...

Even pre-ACA maximum out-of-pockets were a lot less than $40-50k, so how could this possibly happen if someone has insurance? especially if they stay within network.
Forum: Young Dreamers Yesterday, 07:03 AM
Replies: 13
Views: 1,080
Posted By pb4uski
I just saw an article where they announced tax...

I just saw an article where they announced tax brackets, etc for 2015.

IRS Adjusts Tax Rate and Deduction Levels for 2015...
Forum: FIRE and Money Yesterday, 06:42 AM
Replies: 5
Views: 282
Posted By pb4uski
Not sure if their is a right answer but the...

Not sure if their is a right answer but the impression that I had is that the accelerated option is designed for people who could not retire early without it.

One thing to do might be to look at...
Forum: Health and Early Retirement Yesterday, 06:38 AM
Replies: 103
Views: 2,290
Posted By pb4uski
If the CDC had more credibility then people would...

If the CDC had more credibility then people would believe that Ebola cannot be transmitted by someone who is not showing symptoms, is not airborne, etc. The problem is that the CDC has had so many...
Forum: Forum Admin Yesterday, 06:29 AM
Replies: 32
Views: 696
Posted By pb4uski
How does one acquire such knowledge? ;D

How does one acquire such knowledge? ;D
Forum: Travel Information Yesterday, 06:23 AM
Replies: 30
Views: 684
Posted By pb4uski
If the house is 55F the principal risks are a...

If the house is 55F the principal risks are a burst pipe failure or the heat failing and pipes freezing. I would turn off the water at the main and that would address both issues. A friend of mine...
Forum: FIRE and Money 10-30-2014, 05:51 PM
Replies: 33
Views: 1,239
Posted By pb4uski
I know that Vanguard mutual funds have trade...

I know that Vanguard mutual funds have trade restrictions, but Vanguard Brokerage Services (VBS) does not to my knowledge. You can trade at will a VBS just like any other broker. Are you referring...
Forum: Health and Early Retirement 10-30-2014, 05:43 PM
Replies: 103
Views: 2,290
Posted By pb4uski
I'm not sure who I like least....... her or their...

I'm not sure who I like least....... her or their governor. I definitely don't like her attitude. I would think there should be some reasonable middle ground.
Forum: Life after FIRE 10-30-2014, 05:36 AM
Replies: 64
Views: 6,914
Posted By pb4uski
Frighteningly similar experience here. Almost 3...

Frighteningly similar experience here. Almost 3 years in, I am almost comfortable conceding that I am retired but I am still careful to try not to seem like I'm bragging. We have done some...
Forum: Hi, I am... 10-30-2014, 05:24 AM
Replies: 89
Views: 4,237
Posted By pb4uski
+1 at my mega the only time you were escorted out...

+1 at my mega the only time you were escorted out is if you were fired or left to join a competitor. In my last two resignations, I had access for months since in both cases I knew I was leaving and...
Forum: Other topics 10-29-2014, 06:20 PM
Replies: 31
Views: 620
Posted By pb4uski
Yes, we call it "stick" season - between fall and...

Yes, we call it "stick" season - between fall and winter. It's the inverse of mud season that we have in the spring.
Forum: FIRE and Money 10-29-2014, 03:03 PM
Replies: 7
Views: 558
Posted By pb4uski
I'm still working through this as well. ...

I'm still working through this as well. Situation similar to yours - I handle it all and DW has little interest. I think DD (she's a CPA) will be helping DW if something happened to me. I have an...
Forum: Other topics 10-29-2014, 02:55 PM
Replies: 299
Views: 6,440
Posted By pb4uski
Philly? :facepalm: We're talking Super...

Philly? :facepalm:

We're talking Super Bowl, not Stanley Cup. :)

Bartender, I'll have whatever utrecht is drinking... it has to be good stuff. ;D
Forum: Other topics 10-29-2014, 02:43 PM
Replies: 31
Views: 620
Posted By pb4uski
This was taken by a friend during our weekly...

This was taken by a friend during our weekly men's tour golf outing a month ago at the Mount Washington (NH) Resort golf course. What a beautiful day we had!
Forum: Hi, I am... 10-29-2014, 02:33 PM
Replies: 89
Views: 4,237
Posted By pb4uski
Congratulations on the severance! I'm envious. ...

Congratulations on the severance! I'm envious.

Unless you were in a real sensitive position, it confounds me how some Megas act. Was it really necessary to escort you out of the building? I can...
Forum: Hi, I am... 10-29-2014, 11:55 AM
Replies: 11
Views: 664
Posted By pb4uski
Some friends of ours moved to SC because of the...

Some friends of ours moved to SC because of the climate and they said their pension income is not subject to state income tax. While we are not relocating, if we were I would be careful to look at...
Forum: Other topics 10-29-2014, 11:26 AM
Replies: 299
Views: 6,440
Posted By pb4uski
I'm looking forward to the Pats/Broncos match-up...

I'm looking forward to the Pats/Broncos match-up this weekend. While I am a diehard Patriots fan, I honestly think the Broncos are stronger at this point in the season.

If the "good" Patriots...
Forum: Hi, I am... 10-29-2014, 11:16 AM
Replies: 8
Views: 678
Posted By pb4uski
Welcome Rocky Top! IMO you are already FI in...

Welcome Rocky Top! IMO you are already FI in that you could walk away anytime and still have enough to support your lifestyle. Your $75k expenses with fun included, less $20k from your rentals is a...
Forum: FIRE and Money 10-29-2014, 08:59 AM
Replies: 36
Views: 2,013
Posted By pb4uski
Ours have crept up a bit but during the whole...

Ours have crept up a bit but during the whole time (last few years of employment to now). We have been HDHI all years. Deductibles were $5,950 in 2012-2013, $6,250 in 2013 and 1H2014 and $6,350 for...
Forum: Health and Early Retirement 10-29-2014, 08:41 AM
Replies: 33
Views: 1,417
Posted By pb4uski
To my knowledge it is self reported and they...

To my knowledge it is self reported and they don't actually test. Not even sure if they differentiate between smokers and non-smokers for HI anymore - I know my state doesn't ask about it. Anyway,...
Forum: FIRE and Money 10-29-2014, 06:22 AM
Replies: 36
Views: 2,013
Posted By pb4uski
Boy I feel so lucky. When I was preparing for...

Boy I feel so lucky. When I was preparing for retirement, I based our HI budget included in our living expenses based on the COBRA cost for my existing HDHI, which was $900/month and a bit higher...
Showing results 1 to 25 of 7481

 
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