Join Early Retirement Today
Showing results 1 to 25 of 8000
Search took 1.07 seconds.
Search: Posts Made By: ERD50
Forum: FIRE and Money Yesterday, 08:48 PM
Replies: 61
Views: 898
Posted By ERD50
shocked? Pun intended? No I don't track each...

shocked? Pun intended?

No I don't track each month in a spreadsheet. When I see the bill, if it makes sense that's it, it gets auto-paid. At the end of the year, it's easy to download all the...
Forum: FIRE and Money Yesterday, 06:57 PM
Replies: 61
Views: 898
Posted By ERD50
Took me a while to add up everything... Mid...

Took me a while to add up everything...

Mid June-mid July, have not had to use the AC much, not sure exactly over that period (but it's on now, gonna be warm for the next few days with high...
Forum: FIRE and Money Yesterday, 01:39 PM
Replies: 61
Views: 898
Posted By ERD50
It has to be that in this case, doesn't it ? ...

It has to be that in this case, doesn't it ?

Can you say to your utility "Thanks, I'll just pay for the electricity only, I'm not paying the delivery charge"

Far as I know, you can't go to the...
Forum: FIRE and Money Yesterday, 11:29 AM
Replies: 61
Views: 898
Posted By ERD50
This is like asking "What's your Net Worth?" :) ...

This is like asking "What's your Net Worth?" :) Include the house? , value of pension - cola/non-cola?, SS? , etc...

There are several components to an electric bill. There might be delivery...
Forum: FIRE and Money Yesterday, 11:23 AM
Replies: 34
Views: 1,894
Posted By ERD50
I can only speak for myself, but I disagree with...

I can only speak for myself, but I disagree with this statement - it's not so black & white for me.

I absolutely believe that PE10 is an indication of the relative 'value' of the market. The...
Forum: FIRE and Money Yesterday, 08:59 AM
Replies: 86
Views: 4,488
Posted By ERD50
If you would like a little better look at that,...

If you would like a little better look at that, use the "Investigate" tab set to "Adjust Spending Level for XX% success". That will calculate to the dollar, which gives better resolution. With...
Forum: Other topics Yesterday, 08:12 AM
Replies: 49
Views: 2,388
Posted By ERD50
Perfect for Mac-n-Cheese! -ERD50

Perfect for Mac-n-Cheese!

-ERD50
Forum: FIRE and Money 08-20-2014, 06:23 PM
Replies: 86
Views: 4,488
Posted By ERD50
It isn't an inconsistency or a reliability...

It isn't an inconsistency or a reliability problem, it's just the way any similar data analysis would work. Tools are tools, they have limitations.

I'm not sure if the site explains this at all, I...
Forum: FIRE and Money 08-20-2014, 06:14 PM
Replies: 86
Views: 4,488
Posted By ERD50
Agreed! There may already be too much 'group...

Agreed! There may already be too much 'group think' on this forum. I like to hear different perspectives.

I just thought your comment was a bit unfair to historical calculators, so I had to...
Forum: Stock Picking (Individual Security Analysis) 08-20-2014, 04:20 PM
Replies: 3
Views: 193
Posted By ERD50
You could ask your broker. I know that when I...

You could ask your broker. I know that when I have inadvertently attempted to enter a trade in my IRA that would violate something, it just isn't allowed.

And when I've bought something with sales...
Forum: Other topics 08-20-2014, 02:19 PM
Replies: 25
Views: 599
Posted By ERD50
I avoid doing that. They have my number, what if...

I avoid doing that. They have my number, what if they start ringing me at all hours of the night? They can fake their caller ID, so blocking them isn't easy. Some bored guy in cube might think that's...
Forum: FIRE and Money 08-20-2014, 11:10 AM
Replies: 86
Views: 4,488
Posted By ERD50
OK, but now you are throwing in assumptions that...

OK, but now you are throwing in assumptions that are not part of the model, so they really need to be outlined.

Also, your assumption may very well be wrong in many cases. Aren't SS survivor...
Forum: Other topics 08-20-2014, 11:02 AM
Replies: 49
Views: 2,388
Posted By ERD50
Not really. Only the serial number is etched in...

Not really. Only the serial number is etched in the case - so a dull gray etching on a dull gray case, a whopping 1 mm in height!

I never noticed it before it is so subtle, and could easily be...
Forum: FIRE and Money 08-20-2014, 10:34 AM
Replies: 86
Views: 4,488
Posted By ERD50
??? Define 'very small' please. ...

??? Define 'very small' please.

https://personal.vanguard.com/us/insights/retirement/plan-for-a-long-retirement-tool

That shows that there is a 42% chance that one of them will still be around...
Forum: FIRE and Money 08-20-2014, 10:19 AM
Replies: 86
Views: 4,488
Posted By ERD50
No, it is not crazy. It is true of any historical...

No, it is not crazy. It is true of any historical sequential data analysis - you simply cannot report on a 50 year sequence for years starting less than 50 years ago.

That's no reason to discount...
Forum: Other topics 08-20-2014, 09:26 AM
Replies: 49
Views: 2,388
Posted By ERD50
OK, but I know I've had to jump through hoops...

OK, but I know I've had to jump through hoops before with this issue, and I just knew it could not be as easy as clicking on "About This Mac", or I would have done that. But I just checked DW's Mac...
Forum: Other topics 08-20-2014, 08:53 AM
Replies: 20
Views: 473
Posted By ERD50
Darn decimal points! :facepalm: That should have...

Darn decimal points! :facepalm: That should have been $7 Million in my post, but the point was made.

And I don't think I've seen any purchase subsidy that wasn't bad policy - the money had an...
Forum: Other topics 08-19-2014, 09:59 PM
Replies: 20
Views: 473
Posted By ERD50
That's a good example, geothermal can make a lot...

That's a good example, geothermal can make a lot of sense - use the ground as a large heat sink/source.

As you point out, it takes some significant support system, so it may not be feasible and/or...
Forum: Other topics 08-19-2014, 12:40 PM
Replies: 20
Views: 473
Posted By ERD50
Yes, but as you say they are probably a ways out....

Yes, but as you say they are probably a ways out. But I do like the idea of car sharing (like Zip cars), and driver-less sure could make that more prevalent. So many cars sit unused for so much of...
Forum: FIRE and Money 08-19-2014, 08:51 AM
Replies: 24
Views: 1,124
Posted By ERD50
What's a 'hewith'? PS - agree with Ronstar...

What's a 'hewith'?

PS - agree with Ronstar math, though you could maybe throw in some decreased maintenance for the car if it is driven 3856 fewer miles a year.

I also think the safety issue...
Forum: Other topics 08-19-2014, 08:40 AM
Replies: 49
Views: 2,388
Posted By ERD50
Oh man, where were you when Anthony Weiner needed...

Oh man, where were you when Anthony Weiner needed some help in the PR department? :laugh:

"That's right, I had intended for that picture to go to the Hanes corporation, I had a question concerning...
Forum: Other topics 08-19-2014, 08:26 AM
Replies: 20
Views: 473
Posted By ERD50
Enviro-Green Tech: The Good? (not the Bad and the Ugly)

It seems that occasionally a thread is started promoting some new environmentally friendly technology, and in no time, that idea is shot down (can it be 'shot down' if it was never 'up' to begin...
Forum: FIRE and Money 08-18-2014, 10:59 AM
Replies: 123
Views: 6,473
Posted By ERD50
Well there's a self fulfilling prophecy for ya!...

Well there's a self fulfilling prophecy for ya! 'Go take the discussion elsewhere, so we can talk about how no one can talk about that subject here!'? :facepalm:

I'm interested to hear his ideas,...
Forum: Other topics 08-18-2014, 10:33 AM
Replies: 81
Views: 4,679
Posted By ERD50
Really, this cheap little Media-sonics PVR would...

Really, this cheap little Media-sonics PVR would be great for that. For live TV pausing, all you need is the box (~ $38) and a cheap thumb drive. Capacity isn't much of an issue, you only are looking...
Forum: FIRE and Money 08-18-2014, 09:03 AM
Replies: 123
Views: 6,473
Posted By ERD50
No need to try to convince anyone, but I would be...

No need to try to convince anyone, but I would be interested in your methodology. I don't think you 'stated what has worked for me (you) in the past', I think you just stated that some form of market...
Showing results 1 to 25 of 8000

 
Forum Jump

 
All times are GMT -6. The time now is 01:53 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2014, vBulletin Solutions, Inc.

Early Retirement News right to your Email!

Stay up-to-date with all the latest news to your inbox!

unsusbcribe at anytime with one click

Close [X]