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Forum: FIRE and Money 06-13-2013, 09:57 AM
Replies: 30
Views: 1,401
Posted By Tadpole
My husband has a Fidelity stable value fund -...

My husband has a Fidelity stable value fund - Fidelity Managed Income Porfolio. It returned about 1% last year and will be about the same or lower this year. It appears to return less than most...
Forum: Health and Early Retirement 06-04-2013, 05:39 PM
Replies: 65
Views: 2,093
Posted By Tadpole
If that is the case then the calculator is asking...

If that is the case then the calculator is asking the wrong question. The question should be - Do you use nicotine containing products?



I hope I live long enough to find out what "morbidly"...
Forum: Health and Early Retirement 06-04-2013, 09:51 AM
Replies: 65
Views: 2,093
Posted By Tadpole
It doesn't appear until you chose the number of...

It doesn't appear until you chose the number of adults.
Forum: FIRE and Money 05-09-2013, 05:32 PM
Replies: 95
Views: 2,727
Posted By Tadpole
I think BB will turn out more hero than heel....

I think BB will turn out more hero than heel. But, pardon me while I must curse him occasionally anyway.
Forum: Health and Early Retirement 05-09-2013, 07:59 AM
Replies: 14
Views: 510
Posted By Tadpole
I saw (interviewed) a new podiatrist yesterday....

I saw (interviewed) a new podiatrist yesterday. Since my husband is Medicare and I will be Medicare starting in December I naturally asked about his acceptance of Medicare assignment. He hedged the...
Forum: Other topics 05-06-2013, 09:18 AM
Replies: 22
Views: 570
Posted By Tadpole
I have a Seagate goflex 3T USB external drive. I...

I have a Seagate goflex 3T USB external drive. I have had no problems at all with it. I bought it in February last year. I use it just for backups so it is attached to my router where access is slow....
Forum: Other topics 05-01-2013, 03:31 PM
Replies: 13
Views: 574
Posted By Tadpole
I used to work with a guy who thought he had...

I used to work with a guy who thought he had invented the Internet. Imagine his disappointment when I told him that I invented the Internet.
Forum: Life after FIRE 04-25-2013, 06:22 AM
Replies: 7
Views: 428
Posted By Tadpole
I have been retired for two complete tax years....

I have been retired for two complete tax years. My taxable amount of FERS pension has been a tad less than 98% both years.
Forum: Other topics 04-20-2013, 12:23 PM
Replies: 20
Views: 592
Posted By Tadpole
If you can find what you need at Costco, my...

If you can find what you need at Costco, my experience is the same as others. I recommend them.
Forum: FIRE and Money 04-20-2013, 09:11 AM
Replies: 30
Views: 1,220
Posted By Tadpole
That is exactly what I do when I can. I find more...

That is exactly what I do when I can. I find more errors in my simple spreadsheets than in my more complex. I think this is often the case for people.
Forum: Other topics 04-18-2013, 10:37 AM
Replies: 37
Views: 990
Posted By Tadpole
So do any of the x-smokers ever find themselves...

So do any of the x-smokers ever find themselves thinking - boy, could I use a smoke!?

My aunt had to quit because of health issues and many years later her last request as she was dieing was for...
Forum: FIRE and Money 04-17-2013, 07:03 PM
Replies: 154
Views: 8,219
Posted By Tadpole
Some of us weren't this old when it all started....

Some of us weren't this old when it all started. We got older over the last ten years.
Forum: Other topics 04-12-2013, 07:58 AM
Replies: 21
Views: 564
Posted By Tadpole
I live in WA and, when I moved here, I thought -...

I live in WA and, when I moved here, I thought - good, they have a euthanasia law and honor directives. Once I got here I discovered that the "safeguards" are too restrictive to be useful for many...
Forum: Other topics 03-28-2013, 03:59 PM
Replies: 83
Views: 2,708
Posted By Tadpole
I'm not really a pre-amphibian.

I'm not really a pre-amphibian.
Forum: Health and Early Retirement 03-23-2013, 08:08 AM
Replies: 14
Views: 400
Posted By Tadpole
Grass fed beef has a strong flavor that I don't...

Grass fed beef has a strong flavor that I don't like. Since I live in WA state where it is impossible to get much else, I eat other meats now. I really hate, hate, hate the flavor of the beef here.
Forum: FIRE and Money 03-12-2013, 12:27 PM
Replies: 27
Views: 1,345
Posted By Tadpole
I estimate the impact on my husband and me is a...

I estimate the impact on my husband and me is a little over $1100/year (2 SS and one FERS pension).
Forum: FIRE and Money 03-11-2013, 07:57 AM
Replies: 268
Views: 16,321
Posted By Tadpole
Have any of you run AnyPIA? I just ran it under...

Have any of you run AnyPIA? I just ran it under the scenario that I collected the month I turned 70 and it used a PIA factor of 1.32. That is as expected. I tuned the data to the scenario where I...
Forum: FIRE and Money 03-08-2013, 06:45 AM
Replies: 13
Views: 716
Posted By Tadpole
This is my year too. I wondered, though, how you...

This is my year too. I wondered, though, how you determined that you would be better off chosing to forgo Medicare B.
Forum: FIRE and Money 03-08-2013, 06:36 AM
Replies: 32
Views: 2,183
Posted By Tadpole
Like some others here, I live on about 40% of my...

Like some others here, I live on about 40% of my previous income. This is without trying to be extremely frugal although I do have frugal habits.

I wonder what these writers are going to do after...
Forum: Health and Early Retirement 02-19-2013, 03:08 PM
Replies: 8
Views: 770
Posted By Tadpole
If I didn't have workplace insurance I'd be in...

If I didn't have workplace insurance I'd be in the same situation. My husband is on Medicare and I am 64. But I'm in a bigger place of stupid than anyone else, I guess. I went to that calculator and...
Forum: FIRE and Money 02-16-2013, 10:51 AM
Replies: 13
Views: 896
Posted By Tadpole
photoguy, Here is David Snowball's write up. He...

photoguy, Here is David Snowball's write up. He says that he uses it as his "money market" type fund:
RiverPark Short Term High Yield Fund (RPHYX) - July 2011, updated October 2012 - Mutual Fund...
Forum: FIRE and Money 02-16-2013, 07:39 AM
Replies: 13
Views: 896
Posted By Tadpole
Something like this? RPHYX RiverPark Short Term...

Something like this?
RPHYX RiverPark Short Term High Yield Retail Fund RPHYX Quote Price News (http://quotes.morningstar.com/fund/f?t=RPHYX&region=USA&culture=en-us)
Forum: FIRE Related Political Topics 02-14-2013, 07:30 AM
Replies: 86
Views: 3,210
Posted By Tadpole
Actually, I think the first time SS benefits were...

Actually, I think the first time SS benefits were taxed federally was after the 1983 changes.

But anyway, on the subject of pooling retiree resources and to quote myself in 2004:
...
Forum: FIRE and Money 02-14-2013, 06:59 AM
Replies: 45
Views: 3,355
Posted By Tadpole
I'm confused. I thought state and local...

I'm confused. I thought state and local governments didn't participate in PBGC. I don't think federal government pension plans are backed by it.
Forum: Other topics 02-04-2013, 05:34 PM
Replies: 70
Views: 2,624
Posted By Tadpole
Ha, I'm going to weigh in because I think your...

Ha, I'm going to weigh in because I think your answer is pure genius and right.
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