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Search: Posts Made By: TooFrugal
Forum: FIRE and Money 06-05-2011, 11:30 AM
Replies: 33
Views: 3,898
Posted By TooFrugal
Have you exhausted every possible treatment for...

Have you exhausted every possible treatment for your disability including alternative health methods? Sometimes just trying lots of different diets, including the caveman diet, might help. You...
Forum: FIRE and Money 06-05-2011, 01:46 AM
Replies: 33
Views: 3,898
Posted By TooFrugal
There are many jobs you can do from home. If you...

There are many jobs you can do from home. If you can use a computer to type questions on this forum you could probably find both online training and a job online. Maybe web design, technical...
Forum: FIRE and Money 02-14-2011, 05:05 PM
Replies: 10
Views: 1,720
Posted By TooFrugal
+1 on the IRA rollover to your current 401K. I...

+1 on the IRA rollover to your current 401K. I am slowly eliminating all nonRoth IRA through rollovers.

If your employer doesn't accept rollovers, you could generate some side business income,...
Forum: Other topics 01-04-2011, 02:30 PM
Replies: 95
Views: 5,299
Posted By TooFrugal
Good catch. I think you are right!

Good catch. I think you are right!
Forum: Other topics 01-04-2011, 02:24 PM
Replies: 95
Views: 5,299
Posted By TooFrugal
Spent close to $3K in vet bills on guinea pigs,...

Spent close to $3K in vet bills on guinea pigs, mostly towards their end of life issues. It is hard to pull the plug when they are basically family members and you have the money. Each time I swore...
Forum: Other topics 01-04-2011, 01:20 PM
Replies: 33
Views: 2,212
Posted By TooFrugal
Buying Produce from Ethnic Markets

I read a post here a while ago from someone who mentioned shopping at ethnic markets for produce. I tried it and am amazed at the price differences. Of the three ethnic groceries I tried, all three...
Forum: Other topics 12-20-2010, 08:01 PM
Replies: 17
Views: 3,856
Posted By TooFrugal
Thanks again for all of the suggestions. Our...

Thanks again for all of the suggestions. Our friend is home for the holidays and mentioned several times how much he enjoyed the package.

He especially enjoyed the immersion heater and assorted...
Forum: Other topics 11-21-2010, 08:32 PM
Replies: 88
Views: 10,773
Posted By TooFrugal
Every time I have been interviewed about a boss...

Every time I have been interviewed about a boss I've been honest if it was someone I didn't like and it always worked out well for me. I suspect by the time subordinates are being interviewed the...
Forum: FIRE and Money 11-04-2010, 10:00 AM
Replies: 28
Views: 5,543
Posted By TooFrugal
The last sales pitch we had for a time share in...

The last sales pitch we had for a time share in Hawaii was for $700 maintenance fees a year plus the cost of the time share. At the time we were on vacation in Hawaii on a deal from the...
Forum: Health and Early Retirement 11-01-2010, 04:14 PM
Replies: 52
Views: 2,588
Posted By TooFrugal
I will have to watch the whole Gardner video when...

I will have to watch the whole Gardner video when I have more time. I don't do well at all on low carb. Maybe because I am not insulin resistant.

I have been trying different diets and tried the...
Forum: FIRE and Money 11-01-2010, 11:54 AM
Replies: 28
Views: 5,543
Posted By TooFrugal
So there is really nothing to sell except an...

So there is really nothing to sell except an annual expense of $2760. That is like paying almost $200 a night for a condo, so most people can just book vacations on their own through any travel site...
Forum: FIRE and Money 10-29-2010, 01:34 AM
Replies: 57
Views: 5,543
Posted By TooFrugal
I'm not counting on being able to get more than...

I'm not counting on being able to get more than about 2% real return. Anything beyond that will be a plus. But I am also going to do more research on investments in other countries. I just don't...
Forum: FIRE and Money 10-24-2010, 05:47 PM
Replies: 14
Views: 2,286
Posted By TooFrugal
You could try consulting, contract work or self...

You could try consulting, contract work or self employment. My husband's former company has had a lot of layoffs of the senior people these last few years. I noticed at their last get social get...
Forum: Hi, I am... 10-22-2010, 10:50 AM
Replies: 59
Views: 5,900
Posted By TooFrugal
Winelover01, I feel your pain. For us as well...

Winelover01, I feel your pain. For us as well health insurance is a main concern about retiring early. Here are some options:

1. Check out your states HIPAA coverage.
2. Hope health care...
Forum: FIRE and Money 10-18-2010, 10:23 PM
Replies: 24
Views: 2,449
Posted By TooFrugal
The OP is asking legitimate questions and hasn't...

The OP is asking legitimate questions and hasn't tried to sell anyone here anything. 100K is a good income but not out of line for his kind of work. I don't get any spammer vibes from his questions...
Forum: FIRE and Money 10-18-2010, 10:14 PM
Replies: 24
Views: 2,449
Posted By TooFrugal
That happened to a friend of ours after she got...

That happened to a friend of ours after she got divorced and she had the proceeds from the house to invest. Her post-divorce money "adviser" was selling her investments and buying new ones every...
Forum: FIRE and Money 10-18-2010, 11:06 AM
Replies: 24
Views: 2,449
Posted By TooFrugal
I think the main focus of what the accountant is...

I think the main focus of what the accountant is getting at is not having to pay social security taxes on the dividend portion of the income. Social security taxes are double for self employed...
Forum: FIRE and Money 10-18-2010, 10:34 AM
Replies: 24
Views: 2,449
Posted By TooFrugal
He is probably being vague as to not invite...

He is probably being vague as to not invite competition. Think of what the Facebook and Google guys make from their web site ideas and his income isn't improbable for his age at all.

Besides the...
Forum: FIRE and Money 10-18-2010, 01:25 AM
Replies: 24
Views: 2,449
Posted By TooFrugal
Congrats on the income increase! You could...

Congrats on the income increase!

You could probably save more with a 401K plan - $16,500 plus 25% of your earned income.

See the chart here -

Fidelity Investments...
Forum: Health and Early Retirement 10-18-2010, 12:55 AM
Replies: 25
Views: 5,086
Posted By TooFrugal
You might want to check your urine pH. Having it...

You might want to check your urine pH. Having it too acid or alkaline can cause or add to skin irritation. You can buy special pH paper at a health food store like Whole Foods or online at Amazon....
Forum: FIRE and Money 10-17-2010, 01:48 PM
Replies: 88
Views: 6,243
Posted By TooFrugal
I tend to agree. I personally don't use...

I tend to agree. I personally don't use Firecalc. I wrote my own retirement program where I can enter in varying inflation rates, varying TIPS returns, varying social security income, etc.
Forum: Hi, I am... 10-15-2010, 11:39 PM
Replies: 10
Views: 2,131
Posted By TooFrugal
I think one aspect to consider is making new...

I think one aspect to consider is making new friends by joining hobby clubs, a church, volunteer activities, environmental groups, etc. - whatever interests you.
Forum: Hi, I am... 10-15-2010, 08:31 PM
Replies: 35
Views: 2,737
Posted By TooFrugal
I think if you know C, then both Java and C++...

I think if you know C, then both Java and C++ would be relatively easy, and a lot of the web stuff like Dreamweaver and HTML would be a piece of cake for someone like you. With web stuff you don't...
Forum: Hi, I am... 10-15-2010, 06:03 PM
Replies: 35
Views: 2,737
Posted By TooFrugal
If you are interested in still working you could...

If you are interested in still working you could go back to school and update your skills.
Forum: Other topics 10-15-2010, 11:33 AM
Replies: 34
Views: 2,173
Posted By TooFrugal
We have an Outback and love it. We got the...

We have an Outback and love it. We got the bigger engine and it is really zippy. We test drove the Forester and liked those, as well. We may get a Forester the next car we need to replace.
...
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