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Forum: FIRE and Money 03-29-2015, 06:42 AM
Replies: 17
Views: 1,038
Posted By Tadpole
Are there any got-ya's like must take a credit...

Are there any got-ya's like must take a credit card or at least one direct deposit in a checking account each month? (I'm asking if you can just purchase CD products.)
Forum: Other topics 03-27-2015, 02:13 PM
Replies: 22
Views: 700
Posted By Tadpole
My space was always meant to accommodate my...

My space was always meant to accommodate my clutter. When I need more space, I find the clutter I don't care about anymore and get rid of it in one of my archives. Cleaning the house is a matter of...
Forum: Health and Early Retirement 03-27-2015, 02:02 PM
Replies: 37
Views: 1,571
Posted By Tadpole
Well, Hermit, I would imagine I have spent about...

Well, Hermit, I would imagine I have spent about 20 hours talking with Medicare in the past few months. Even so, there are still two me's and two Medicare B withdrawals, one from my pension check and...
Forum: Health and Early Retirement 03-27-2015, 09:30 AM
Replies: 37
Views: 1,571
Posted By Tadpole
The most important aspect of income or means...

The most important aspect of income or means tests is whether or not they are adjusted by some measure of wage increases or CPI-E. Also, as everyone knows, a test is just a way of decreasing benefits...
Forum: FIRE and Money 03-27-2015, 09:21 AM
Replies: 74
Views: 5,823
Posted By Tadpole
Your annual statement should have a section like...

Your annual statement should have a section like this:
http://www.ssa.gov/myaccount/SSA-7005-OL.pdf
Number (4) says that the effect of WEP is calculated at the time of your application for...
Forum: Other topics 03-26-2015, 08:28 AM
Replies: 35
Views: 1,294
Posted By Tadpole
The boomers will, inevitably, die. The world as...

The boomers will, inevitably, die. The world as they knew it will go poof. Nothing can exist without a boomer in it.
Forum: Other topics 03-23-2015, 05:49 PM
Replies: 133
Views: 4,168
Posted By Tadpole
New rant - Medicare has a new program for people...

New rant - Medicare has a new program for people with two or more "chronic" illnesses. It is called "chronic care management" and pays the doctor for all that "behind the scenes" work he must do for...
Forum: FIRE and Money 03-21-2015, 07:08 AM
Replies: 74
Views: 5,823
Posted By Tadpole
mathjak107. But even if the spouse takes it at...

mathjak107. But even if the spouse takes it at 62, if you die can't your spouse, if over FRA, switch to the full value of your unclaimed SS at the time of death without reduction?
Forum: FIRE and Money 03-13-2015, 04:25 PM
Replies: 13
Views: 691
Posted By Tadpole
Yea, but money is fungible. What I was thinking...

Yea, but money is fungible. What I was thinking was total cost of a FERS employee each month to the agency budget. If the amount the agency contributes to the pension fund were reduced, it would be...
Forum: FIRE and Money 03-13-2015, 03:39 PM
Replies: 13
Views: 691
Posted By Tadpole
I was thinking about something. Does this...

I was thinking about something. Does this increase lead to a decrease in the agency responsibilities to the pre-pay or does it simply add to the total without changing the previous agency...
Forum: Life after FIRE 02-25-2015, 05:01 PM
Replies: 51
Views: 2,517
Posted By Tadpole
Open hand; reach over shoulder; pat gently on...

Open hand; reach over shoulder; pat gently on back of shoulder.


There, you now have the one expression of approval that counts most.
Forum: FIRE and Money 02-23-2015, 02:10 PM
Replies: 148
Views: 4,868
Posted By Tadpole
Midpack, I know I didn't mean $2.13/hr when I...

Midpack, I know I didn't mean $2.13/hr when I said minimum wage. I don't imagine others did either. I don't call what waiters get ($2.13/hr) the minimum wage. It is another animal.
Forum: Other topics 02-23-2015, 01:37 PM
Replies: 14
Views: 423
Posted By Tadpole
If what you do goes "viral" on the net, you can...

If what you do goes "viral" on the net, you can feel relevant for a short while. That's important, I understand.


You know - ME, ME! Look! It's ME. Aint it great?
Forum: FIRE and Money 02-23-2015, 01:20 PM
Replies: 41
Views: 3,279
Posted By Tadpole
All my work life most of the people I knew were...

All my work life most of the people I knew were either close neighbors or people at work. None were really "social" friends. I always thought I was too busy to commit to "social" friends. Now I am...
Forum: FIRE and Money 02-23-2015, 12:36 PM
Replies: 148
Views: 4,868
Posted By Tadpole
I don't want to get into the tipping argument...

I don't want to get into the tipping argument beyond saying that anyone working should be getting at least minimum wage however the money is sourced.


The Applebee's here put in automated pay...
Forum: FIRE and Money 02-09-2015, 11:46 AM
Replies: 29
Views: 1,863
Posted By Tadpole
I sold a house in MD four years ago. Zillow had...

I sold a house in MD four years ago. Zillow had one too few bathrooms and doubled the square footage. I don't know how they get their data but I left it alone. I figured that if they were way off on...
Forum: Other topics 02-02-2015, 07:53 AM
Replies: 52
Views: 1,122
Posted By Tadpole
A U-Nam CD, "Back from the 80's" for my husband...

A U-Nam CD, "Back from the 80's" for my husband in 2007.
Forum: FIRE and Money 01-30-2015, 08:06 AM
Replies: 156
Views: 8,260
Posted By Tadpole
I update on Saturday. Last Saturday, I was up...

I update on Saturday. Last Saturday, I was up .04% so, since I am overweight energy, I imagine it will be substantially less after next Saturday.
Forum: FIRE Related Political Topics 01-26-2015, 10:30 AM
Replies: 101
Views: 6,049
Posted By Tadpole
Yea, stupid me, I should have realized this. So...

Yea, stupid me, I should have realized this. So you win it in a Saudi Oil Sovereign Fund lottery.
Forum: FIRE Related Political Topics 01-26-2015, 09:31 AM
Replies: 101
Views: 6,049
Posted By Tadpole
But it does make me wonder what my frugal, work...

But it does make me wonder what my frugal, work adverse crowd at this forum would adapt as a life-style if they were a member of the exclusive 1%. How would you feel about mere mortals scrapping for...
Forum: FIRE Related Political Topics 01-26-2015, 09:27 AM
Replies: 101
Views: 6,049
Posted By Tadpole
This is the number of 1%ers from the BBC article...

This is the number of 1%ers from the BBC article divided by the populations of the countries from Wikipedia, then sorted lowest population to highest:

Switzerland 9.76%
Australia 7.59%
Canada...
Forum: Health and Early Retirement 01-24-2015, 12:35 PM
Replies: 45
Views: 2,759
Posted By Tadpole
Thanks everyone for the explanation. Leaving...

Thanks everyone for the explanation. Leaving Medicare aid out of my LTC calculations was correct in our case.
Forum: Health and Early Retirement 01-24-2015, 10:56 AM
Replies: 45
Views: 2,759
Posted By Tadpole
If someone is in a nursing home for several years...

If someone is in a nursing home for several years will Medicare cover the first 100 days of each year or does it only cover temporary/short term stays?
Forum: Health and Early Retirement 01-24-2015, 08:28 AM
Replies: 45
Views: 2,759
Posted By Tadpole
REWahoo, in a previous thread, gave a link to a...

REWahoo, in a previous thread, gave a link to a Genworthy study of costs by state that I will repeat here:
https://www.genworth.com/corporate/about-genworth/industry-expertise/state-maps.html

...
Forum: Other topics 01-23-2015, 01:47 PM
Replies: 24
Views: 818
Posted By Tadpole
Nothing like Kale sautéed in a bit of left over...

Nothing like Kale sautéed in a bit of left over from breakfast bacon fat with the left over strips shredded on top.
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