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Search: Posts Made By: racy
Forum: FIRE and Money 04-15-2014, 05:07 AM
Replies: 5
Views: 707
Posted By racy
Hi Dad, If you post on the Bogleheads forum...

Hi Dad,
If you post on the Bogleheads forum (braumeister's link above), be sure to follow Laura's tips in the Asking Questions section.
Forum: Life after FIRE 04-10-2014, 09:01 PM
Replies: 57
Views: 3,519
Posted By racy
I was lucky enough to be brought up by parents...

I was lucky enough to be brought up by parents who taught me how to treat others, how to be responsible, how to be self-disciplined and persevere through ups & downs. Did my best (usually) to apply...
Forum: Life after FIRE 04-10-2014, 08:52 PM
Replies: 67
Views: 2,465
Posted By racy
Married nearly 37 years: I needed a second income...

Married nearly 37 years: I needed a second income to maintain my lifestyle. Seriously, DW got me out of debt, out of a trailer house and is still working! (I retired last year). I handle the...
Forum: FIRE and Money 04-05-2014, 05:58 AM
Replies: 20
Views: 1,868
Posted By racy
Hi Mrjim, Besides the basic math, here are some...

Hi Mrjim,
Besides the basic math, here are some tips on--

How To Get Rich

1) Make a lot of money
a. Get well educated AND learn a trade/job skills/a profession that pays well. It is much...
Forum: FIRE and Money 04-03-2014, 09:05 PM
Replies: 24
Views: 1,861
Posted By racy
Maybe I don't get it, but it seems to me that the...

Maybe I don't get it, but it seems to me that the discussion about "delaying to get the most from SS" doesn't account for the impact on one's portfolio. I've created a year by year cash flow...
Forum: FIRE and Money 03-31-2014, 07:44 AM
Replies: 62
Views: 2,133
Posted By racy
Personally, I don't care for either too much: not...

Personally, I don't care for either too much: not looking for political philosophy's when researching vehicles. Just shut up and feature the vehicle, like this!...
Forum: Hi, I am... 03-29-2014, 05:53 AM
Replies: 12
Views: 1,295
Posted By racy
Hi Mike, Be careful about choosing a financial...

Hi Mike,
Be careful about choosing a financial adviser! Some are only salesmen/women for the company they work for. They are likely to benefit more from the relationship than you will! Here's one...
Forum: Hi, I am... 03-26-2014, 01:03 PM
Replies: 21
Views: 855
Posted By racy
Thanks for the heads-up on Alaskan cruises!

Thanks for the heads-up on Alaskan cruises!
Forum: FIRE and Money 03-24-2014, 03:55 AM
Replies: 26
Views: 1,750
Posted By racy
Not much to add to the above. I voted 75%. My...

Not much to add to the above. I voted 75%. My calculations come out to 71% if vacation spending is included,and 78% with vacations excluded, hence my 75% vote. But, since I plan to live to 100 my...
Forum: FIRE and Money 03-23-2014, 06:13 AM
Replies: 51
Views: 2,933
Posted By racy
As I read it, sounds like they want to revert...

As I read it, sounds like they want to revert back to the pre-2000 method of calculation. I believe that changes need to be made to many US entitlement programs to ensure their viability. ...
Forum: Hi, I am... 03-22-2014, 04:16 PM
Replies: 11
Views: 813
Posted By racy
Hi Mike, Welcome to megacorp! Don't try to...

Hi Mike,
Welcome to megacorp! Don't try to figure it out. Hang in there!
Forum: FIRE and Money 03-19-2014, 05:57 AM
Replies: 10
Views: 432
Posted By racy
Looks fine to me. The key is to stick with it...

Looks fine to me. The key is to stick with it through market & sector ups & downs, ie don't chase the best performers.
Forum: Hi, I am... 03-17-2014, 04:54 AM
Replies: 7
Views: 509
Posted By racy
Hi Al, thefinancebuff.com did a blog on this...

Hi Al,
thefinancebuff.com did a blog on this awhile back. He suggests contributing up to the level you stop getting the match, then put additional funds in a Roth (if eligible). He did a...
Forum: Hi, I am... 03-11-2014, 05:39 AM
Replies: 3
Views: 557
Posted By racy
Hi relatively, Take vacation to relieve stress,...

Hi relatively,
Take vacation to relieve stress, like illustrated in Dilbert:
http://dilbert.com/dyn/str_strip/000000000/00000000/0000000/000000/00000/1000/700/1738/1738.strip.gif
Forum: FIRE and Money 03-08-2014, 05:21 PM
Replies: 14
Views: 750
Posted By racy
Hi Molly, You might find these Lazy Portfolios...

Hi Molly,
You might find these Lazy Portfolios interesting: Invest Simple with Lazy Portfolios - MarketWatch.com (http://www.marketwatch.com/lazyportfolio/)
They are all constructed from Vanguard...
Forum: Hi, I am... 03-08-2014, 06:17 AM
Replies: 31
Views: 1,978
Posted By racy
What did you do in the summertime when you were...

What did you do in the summertime when you were young, between school routines, and before career/scheduled work/scheduled vacation? ... Whatever you wanted, whenever you wanted I suppose. Now you...
Forum: FIRE and Money 03-04-2014, 08:38 AM
Replies: 47
Views: 2,435
Posted By racy
dang, I missed it :facepalm:... Dow is up 197.47...

dang, I missed it :facepalm:... Dow is up 197.47 today (Tuesday morning):)... maybe I should sell, then buy back in when it drops...:coolsmiley:
Forum: Hi, I am... 02-27-2014, 04:53 AM
Replies: 27
Views: 2,417
Posted By racy
Hi Gride, I've done many interviews in my past...

Hi Gride,
I've done many interviews in my past mega corp life. The best advice I can give is this:
write your resume showing results (if you haven't already). I saw a lot of resumes stating only...
Forum: Other topics 02-23-2014, 05:09 AM
Replies: 14
Views: 572
Posted By racy
Mighty Mouse

I like to keep a container of peanuts under the seat of my pickup. A couple of days ago I found the plastic lid had been chewed through; a mouse had gotten in them! So, I threw out the peanuts, got...
Forum: Hi, I am... 02-23-2014, 04:52 AM
Replies: 3
Views: 526
Posted By racy
"Deployed 3 times to Iraq and once to Afgan" .......

"Deployed 3 times to Iraq and once to Afgan" .... I bet you've got some stories! Welcome aboard!
Forum: Hi, I am... 02-14-2014, 04:49 AM
Replies: 23
Views: 2,073
Posted By racy
Hi Alaska, First of all thank you for your...

Hi Alaska,
First of all thank you for your service to the country. I took a stab at running your numbers through Firecalc and get a success rate of 100%. Of course I had to guess at some...
Forum: FIRE and Money 02-09-2014, 06:51 AM
Replies: 4
Views: 451
Posted By racy
Hi Green, Have you looked into any online...

Hi Green,
Have you looked into any online banks? I personally use Ally.
Forum: FIRE and Money 02-08-2014, 06:03 AM
Replies: 15
Views: 1,534
Posted By racy
Hi Jerry, Here's a link to a page that helps...

Hi Jerry,
Here's a link to a page that helps you understand whether or not an annuity is right for you. Quoting the opening paragraph: "Before you buy an annuity you need to know why you are buying...
Forum: FIRE and Money 02-07-2014, 04:34 PM
Replies: 17
Views: 1,599
Posted By racy
Yes-No, Stop-Go, Black-White. Why is it this or...

Yes-No, Stop-Go, Black-White. Why is it this or that? How about both?
Forum: Hi, I am... 02-07-2014, 05:09 AM
Replies: 2
Views: 505
Posted By racy
Hi Wood, "The beautiful thing about learning...

Hi Wood,

"The beautiful thing about learning is nobody can take it away from you."
-- B. B. King
Showing results 1 to 25 of 263

 
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