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Search: Posts Made By: youbet
Forum: Other topics 09-20-2014, 09:22 AM
Replies: 55
Views: 1,943
Posted By youbet
The finite nature of life is why it's so...

The finite nature of life is why it's so important to spend ALL of your life in enjoyable ways. Spending decades at a "job" you hate and where your biggest enjoyment in life is bitching about your...
Forum: FIRE and Money 09-12-2014, 04:18 PM
Replies: 619
Views: 43,556
Posted By youbet
Similar experience here. One of my best friends...

Similar experience here. One of my best friends inherited his dad's share of a partnership and was promptly bought out for several million by the other partners. He and his DW do some things now they...
Forum: FIRE and Money 09-09-2014, 09:32 PM
Replies: 96
Views: 6,772
Posted By youbet
Actually no... Using the numbers and not...

Actually no...

Using the numbers and not emotions says in our case and with our objectives take SS early.
Forum: Other topics 09-08-2014, 09:34 PM
Replies: 17
Views: 455
Posted By youbet
Google "Birthday Paradox" and read the Wiki. ...

Google "Birthday Paradox" and read the Wiki. It's a similar problem involving two events occurring.

Your current methodology is not correct.
Forum: FIRE and Money 09-08-2014, 04:08 PM
Replies: 111
Views: 11,476
Posted By youbet
Yes. OP's mom needs a trusted friend and...

Yes. OP's mom needs a trusted friend and confidant to help her do what she wants to do for her children and, apparently, that person is OP. Leaving unequal amounts of material possessions to children...
Forum: FIRE and Money 09-08-2014, 03:53 PM
Replies: 111
Views: 11,476
Posted By youbet
I generally agree with this but have made the...

I generally agree with this but have made the following exceptions in our own case:

1. I have a special needs grandson (cerebral palsy) and have set up a significant trust for him. I have...
Forum: FIRE and Money 09-08-2014, 03:40 PM
Replies: 619
Views: 43,556
Posted By youbet
Must be a regional or cultural thing. It's not...

Must be a regional or cultural thing. It's not so common here and with our circle of friends and relatives. The exception might be with commodity type items. If I know a friend drinks Jack Daniels...
Forum: Health and Early Retirement 09-08-2014, 03:32 PM
Replies: 49
Views: 2,321
Posted By youbet
Clearly, your DH's company should not offer...

Clearly, your DH's company should not offer company subsidized health insurance, period. They should remove it from the offered compensation package and simply pay whatever cash it takes to recruit...
Forum: FIRE and Money 09-08-2014, 03:18 PM
Replies: 619
Views: 43,556
Posted By youbet
Why the focus on how much DW paid for an item? ...

Why the focus on how much DW paid for an item? Unless you're helping someone out by sharing some general info on how much at item might cost or where you got an item for a competitive price, there's...
Forum: FIRE and Money 09-08-2014, 02:47 PM
Replies: 111
Views: 11,476
Posted By youbet
There ya go. It would be a horrible situation if...

There ya go. It would be a horrible situation if parents could not help one child disproportionately to another because the rules said all must receive equally. I can't imagine having a struggling...
Forum: FIRE and Money 09-06-2014, 05:03 AM
Replies: 96
Views: 6,772
Posted By youbet
Not always true! Some of us take SS at 62 to...

Not always true!

Some of us take SS at 62 to protect a spouse impacted by GPO financially if we die first.
Forum: FIRE and Money 09-04-2014, 03:25 PM
Replies: 110
Views: 10,807
Posted By youbet
+1. Absolutely!

+1. Absolutely!
Forum: Other topics 08-28-2014, 05:21 PM
Replies: 3
Views: 222
Posted By youbet
That's great Ace. My own (biased) opinion is...

That's great Ace. My own (biased) opinion is that volunteers who serve on school boards, park district boards, volunteer fire departements, etc are the real heros of our nation. The highly paid...
Forum: FIRE and Money 08-28-2014, 10:27 AM
Replies: 90
Views: 5,793
Posted By youbet
There ya go......

There ya go......
Forum: FIRE and Money 08-28-2014, 10:13 AM
Replies: 91
Views: 7,157
Posted By youbet
Yes. If, for whatever reason, leaving an...

Yes. If, for whatever reason, leaving an inheritance at your passing is your objective, you don't do that by buying an annuity.
Forum: Other topics 08-28-2014, 10:04 AM
Replies: 13
Views: 438
Posted By youbet
Yes. Putting the inverter at the car and...

Yes.

Putting the inverter at the car and running 110V AC on the extension would be much better than trying to run 12V from the car to the inverter inside the house or lugging the battery back and...
Forum: Life after FIRE 08-28-2014, 09:26 AM
Replies: 96
Views: 5,543
Posted By youbet
You betcha! I've been FIRE'd over 8 years,...

You betcha!

I've been FIRE'd over 8 years, DW over 12. (FIRE'd at 58 and 55.) The best thing about this stage of retirement is that events past our working years are now our dominant memories....
Forum: FIRE and Money 08-27-2014, 11:16 AM
Replies: 91
Views: 7,157
Posted By youbet
I'll suggest your use of the word "absolutely"...

I'll suggest your use of the word "absolutely" might not be appropriate. Depending on investment returns on the 4 yrs of SS payments and how long the wife lives beyond 66, delaying SS might or might...
Forum: FIRE and Money 08-27-2014, 10:55 AM
Replies: 91
Views: 7,157
Posted By youbet
You could quickly satisfy your curiosity with a...

You could quickly satisfy your curiosity with a quick glance at SS.gov which I suggest you do. But, in a nutshell, GPO would not impact survivor benefits of the teacher's pension. GPO impacts...
Forum: Life after FIRE 08-27-2014, 01:10 AM
Replies: 161
Views: 12,597
Posted By youbet
+1. Nicely said.

+1. Nicely said.
Forum: Life after FIRE 08-27-2014, 12:52 AM
Replies: 161
Views: 12,597
Posted By youbet
SS? Pension? 4% WR?

SS? Pension? 4% WR?
Forum: FIRE and Money 08-27-2014, 12:30 AM
Replies: 91
Views: 7,157
Posted By youbet
Because your wife is impacted by GPO, it would be...

Because your wife is impacted by GPO, it would be to her benefit if you started SS at 62.
Forum: FIRE and Money 08-26-2014, 11:15 AM
Replies: 90
Views: 5,793
Posted By youbet
Many of us include taxes as a line item in...

Many of us include taxes as a line item in retirement spending........
Forum: FIRE and Money 08-26-2014, 11:03 AM
Replies: 73
Views: 2,248
Posted By youbet
What is the opportunity cost you're assigning to...

What is the opportunity cost you're assigning to the money tied up in your home? For example, if your home is valued at one million and you could invest conservatively at 3%, your annual opportunity...
Forum: FIRE and Money 08-25-2014, 04:48 PM
Replies: 73
Views: 2,248
Posted By youbet
How is your house an "ace in the hole" if you...

How is your house an "ace in the hole" if you need it? That is, if you're in a $200k home, how is that a better "ace in the hole" than if you had a portfolio of $200k TIP bonds? Or some other...
Showing results 1 to 25 of 7538

 
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