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Search: Posts Made By: rkser
Forum: Other topics 03-29-2014, 09:55 PM
Replies: 53
Views: 1,897
Posted By rkser
I have never.... 1)Visited Alaska, Hawai or...

I have never....

1)Visited Alaska, Hawai or any African Countries
2)Rode a jet ski
3)Lived thru a earth quake
Forum: FIRE and Money 01-18-2014, 09:27 AM
Replies: 16
Views: 710
Posted By rkser
There is no need. As is mentioned above by other...

There is no need. As is mentioned above by other poster, it is a income protection Ins and you do not NEED it.

We are in a similar situation, I am 57 and DW is 52, baby of the house is finishing...
Forum: Life after FIRE 01-08-2014, 01:36 PM
Replies: 53
Views: 5,452
Posted By rkser
Congratulations Doctor, This is a semi...

Congratulations Doctor,

This is a semi retired private practice physician (They call us providers... these days) 57, work 3 days a week with frequent long vacations.
Sometimes I still find...
Forum: FIRE and Money 01-01-2014, 06:23 PM
Replies: 151
Views: 7,872
Posted By rkser
Vangaurd Site has it as 13.9% for a 50/50...

Vangaurd Site has it as 13.9% for a 50/50 Portfolio, I balanced once when the Asset Allocation had creeped up to 55/45.

In addition the CDs about 10% of the total value would have brought down...
Forum: FIRE and Money 12-30-2013, 08:40 PM
Replies: 221
Views: 12,883
Posted By rkser
About approximately the same as 2012, a paid off...

About approximately the same as 2012, a paid off house and cars, no debt, son is in college, a few million net worth, am glad and feel blessed I could spend what we spent.

-MINT CATEGORY SPENDING...
Forum: Hi, I am... 08-26-2013, 06:54 PM
Replies: 8
Views: 943
Posted By rkser
Welcome Paul, Please give your feedback on...

Welcome Paul,

Please give your feedback on something you know about and learn something from others, I got to know a lot of things just by hanging out with these guys.

Welcome again
Forum: FIRE and Money 08-26-2013, 06:20 PM
Replies: 2
Views: 439
Posted By rkser
Fidelity Deferred Fixed Annuity

- I know Variable Annuities have high hidden expense ratios and Immediate Annuities could make sense for a small portion of your retirement portfolio at the start of/later in your retirement.
...
Forum: Stock Picking (Individual Security Analysis) 04-16-2013, 11:06 AM
Replies: 31
Views: 4,655
Posted By rkser
MY 80% of the investments are in VANGUARD INDEX...

MY 80% of the investments are in VANGUARD INDEX Funds, and very happy with the results with 50/50 AA. I remove the Fund Managers Risk and do not follow or buy/sell individual stocks. Minimum effort...
Forum: FIRE and Money 03-11-2013, 11:32 AM
Replies: 81
Views: 4,354
Posted By rkser
Shanky, I would not pull the plug before...

Shanky,

I would not pull the plug before documenting 2 years of expenses, this will prevent major grief. After 2 years the numbers will tell you, if you can or cannot. Midpack has it right.
Forum: FIRE and Money 02-03-2013, 07:38 AM
Replies: 54
Views: 2,942
Posted By rkser
Thanks every one for your opinions, I will go...

Thanks every one for your opinions, I will go back to Firecalc and play out the different stock % and see the projections.

I always learn from the different insights of the board members.
...
Forum: Hi, I am... 02-02-2013, 09:18 AM
Replies: 11
Views: 989
Posted By rkser
Welcome from Central Florida, you will like the...

Welcome from Central Florida, you will like the folks here
Forum: FIRE and Money 02-02-2013, 08:43 AM
Replies: 54
Views: 2,942
Posted By rkser
What would be your Asset Allocation ??

I think I have the necessary monies for our retirement, but am holding a 50/50 Stock to Bond Asset Allocation on the advice of a Financial Adviser. Our source of present income is from a disability...
Forum: FIRE and Money 01-27-2013, 06:14 PM
Replies: 65
Views: 6,333
Posted By rkser
<Hand goes up...> + 1

<Hand goes up...>



+ 1
Forum: Other topics 01-06-2013, 07:36 PM
Replies: 135
Views: 23,947
Posted By rkser
I find this post very informative and a new...

I find this post very informative and a new simple way to plan for the future (Early Retirement).

Thanks to the OP
Forum: FIRE and Money 01-03-2013, 08:56 PM
Replies: 92
Views: 5,347
Posted By rkser
This post is close to home, I too am afflicted...

This post is close to home, I too am afflicted with the disease of being FRUGAL(Cheap),
My children often joke about this, but I dont want to replace our three older but perfectly functional cars.
...
Forum: FIRE and Money 01-01-2013, 02:38 PM
Replies: 113
Views: 5,531
Posted By rkser
2012 -- 10%, - Stocks 47%, Bonds 50% and...

2012 -- 10%,

- Stocks 47%, Bonds 50% and Money Market 3%


I am happy and content with it
Forum: FIRE and Money 12-20-2012, 07:58 PM
Replies: 238
Views: 18,194
Posted By rkser
We spent close to $120k this year. DW, a college...

We spent close to $120k this year. DW, a college going DS, a Terrier and myself living in SE part of the country. The bigger expenses from MINT are

- Travel $17k,
- Paid up house...
Forum: FIRE and Money 09-11-2012, 06:23 PM
Replies: 14
Views: 1,568
Posted By rkser
Satisfied with the FP service.

Recently I had an Interview with the Vanguard Financial Planner.
- I was 45S/55B, was suggested 50/50 and given the reasons why.
- All my funds are in Vanguard to start with, I was not recommended...
Forum: Other topics 08-30-2012, 08:45 PM
Replies: 45
Views: 1,583
Posted By rkser
I suggest you try Microsoft SafetyScanner - I...

I suggest you try Microsoft SafetyScanner - I have good luck with this tool.

- After downloading the MS Security Essentials, it will not start when I double clicked on the Icon.

- Thanks...
Forum: Other topics 08-30-2012, 01:42 PM
Replies: 45
Views: 1,583
Posted By rkser
Try another browser like chrome Check for proxy...

Try another browser like chrome
Check for proxy settings
IP stack, you can reset

- All the above done - Problem remains
---------------------------------------------------

Spybot Search and...
Forum: Other topics 08-29-2012, 10:35 PM
Replies: 45
Views: 1,583
Posted By rkser
Replying to some of the above posts - Any...

Replying to some of the above posts -

Any idea how you got this thing on your machine? I'm hoping to avoid any such encounter. ?????

-- No idea
...
Forum: Other topics 08-29-2012, 08:57 AM
Replies: 45
Views: 1,583
Posted By rkser
Thanks Target2019, Michael and other good souls...

Thanks Target2019, Michael and other good souls trying to help,

So far I have tried these and counting -

- System Restore is not letting me go back enough days to avoid this,

- Malware Bytes...
Forum: Other topics 08-28-2012, 06:33 PM
Replies: 45
Views: 1,583
Posted By rkser
I am finding it very frustrating to keep running...

I am finding it very frustrating to keep running one anti viral program after another with no success whatsoever. I will take a sanity break tonight and will get back to it tomorrow evening. Keep the...
Forum: Other topics 08-27-2012, 06:14 PM
Replies: 45
Views: 1,583
Posted By rkser
Thanks guys, I have tried the Kaspersky...

Thanks guys,

I have tried the Kaspersky tdsskiller.exe 2 times with no success,
I am not able to follow the steps in the second suggestion above and a good possibility I will mess it up even more...
Forum: Other topics 08-27-2012, 03:32 PM
Replies: 45
Views: 1,583
Posted By rkser
Calling Computer Tech Savy individuals

HELP!!!! My Google Search Engine is directing me to different sites. None of the Anti Virus programs I have tried work against this

Upon reading up on it, I understand it is a root kit virus,...
Showing results 1 to 25 of 96

 
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