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Search: Posts Made By: racy
Forum: Hi, I am... 01-09-2015, 04:25 AM
Replies: 13
Views: 1,047
Posted By racy
Liz, If you haven't already Googled and...

Liz,
If you haven't already Googled and Eureka'd on "the magic of compound interest", do so. Time is another of your assets!
Good luck!
Forum: FIRE and Money 01-02-2015, 03:06 PM
Replies: 93
Views: 4,478
Posted By racy
7.2% on moderately conservative portfolio of 44%...

7.2% on moderately conservative portfolio of 44% equities, 56% bonds (predominately short term). With inflation running under 2%, I'm satisfied and sleep well.
Forum: FIRE and Money 01-02-2015, 02:31 PM
Replies: 92
Views: 3,592
Posted By racy
IF you've got the future planned for and getting...

IF you've got the future planned for and getting it funded, then sure, splurge once in awhile! What's the point of money if you're not going to enjoy some of it?
I just bought a new Honda dirt...
Forum: Hi, I am... 12-27-2014, 06:55 PM
Replies: 14
Views: 2,102
Posted By racy
Hi Hatch, No, I haven't, but there are web...

Hi Hatch,

No, I haven't, but there are web calculators for cost of living comparisons, such as: Relocation Essentials (http://www.relocationessentials.com/aff/www/tools/salary/col.aspx)

Good...
Forum: Hi, I am... 12-25-2014, 07:28 PM
Replies: 10
Views: 709
Posted By racy
Building on Midpack's Boglehead suggestion,...

Building on Midpack's Boglehead suggestion, here's a link to 10 short videos on their simple investment principles (scroll down). Each video is only 5 minutes long and designed for beginners. ...
Forum: FIRE and Money 12-15-2014, 02:19 PM
Replies: 16
Views: 850
Posted By racy
It'd be "perfect timing" if your tank runs dry...

It'd be "perfect timing" if your tank runs dry tomorrow.
Forum: Hi, I am... 12-12-2014, 04:15 AM
Replies: 35
Views: 1,999
Posted By racy
Hi Taxman, As usual(?), your DW is probably...

Hi Taxman,
As usual(?), your DW is probably right.
You say you wouldn't mind some more cash, you like problem solving and enjoy some of your colleagues. Maybe, deep down you'd like to take the...
Forum: FIRE and Money 12-09-2014, 03:35 PM
Replies: 31
Views: 1,880
Posted By racy
Both, portfolio is: 43% indexed stocks 19%...

Both, portfolio is:
43% indexed stocks
19% managed stocks
6% indexed bonds
32% managed bonds
Forum: Hi, I am... 12-06-2014, 11:01 AM
Replies: 23
Views: 3,011
Posted By racy
+1

+1
Forum: FIRE and Money 12-03-2014, 05:29 PM
Replies: 45
Views: 4,935
Posted By racy
I remember exactly when & why I decided. I was...

I remember exactly when & why I decided. I was floating on a lounger in our lake with DW, having a cold brew, and I suddenly realized, "I don't have to work; I've had enough and we have enough".
...
Forum: FIRE and Money 11-30-2014, 06:44 AM
Replies: 19
Views: 1,157
Posted By racy
my opinion... If you can manage money, then...

my opinion...
If you can manage money, then take the lump sum. If not, then choose J&S option.
Forum: FIRE and Money 11-23-2014, 12:42 PM
Replies: 27
Views: 2,407
Posted By racy
Here's an article you might like: How to...

Here's an article you might like: How to Calculate Social Security Benefits (http://moneyover55.about.com/od/socialsecuritybenefits/ss/How-To-Calculate-Social-Security-Benefit.htm)
Forum: Hi, I am... 11-23-2014, 12:15 PM
Replies: 72
Views: 7,149
Posted By racy
+1

+1
Forum: Hi, I am... 11-23-2014, 11:59 AM
Replies: 23
Views: 3,011
Posted By racy
Hi Alderman, I don't know what you mean...

Hi Alderman,
I don't know what you mean exactly. But, when you read about "safe withdrawal rates" of 3-4%, it assumes equities are 40-60% of your retirement portfolio. Plan on investing in stocks...
Forum: Hi, I am... 11-23-2014, 06:51 AM
Replies: 15
Views: 2,613
Posted By racy
Good luck on your odyssey!

Good luck on your odyssey!
Forum: FIRE and Money 11-16-2014, 01:38 PM
Replies: 4
Views: 570
Posted By racy
Dana Anspach at Money Over 55 has this article...

Dana Anspach at Money Over 55 has this article and movie on bucket strategies:
Is Reliable Retirement Plan Income Worth Your Time?...
Forum: FIRE and Money 11-16-2014, 01:20 PM
Replies: 17
Views: 967
Posted By racy
Yes, I prefer a short term bond fund to savings...

Yes, I prefer a short term bond fund to savings or CDs. I'm more comfortable with a little volatility in price and getting dividend income on par with inflation than the alternative of locking in...
Forum: Hi, I am... 11-16-2014, 06:33 AM
Replies: 31
Views: 2,604
Posted By racy
Hi fire, With financial independence you can...

Hi fire,
With financial independence you can now choose how to spend your time, including whether to w*rk. W*rk is an option, but with FI you can find something you like. And, you can switch jobs...
Forum: Hi, I am... 11-14-2014, 03:26 PM
Replies: 9
Views: 814
Posted By racy
Hi Kite, Congrats and welcome! We could be...

Hi Kite,
Congrats and welcome! We could be brothers from other mothers: worked since 8 (farm chores), Miata owner, motorcycle enthusiast, working wife who spoils kids...

What do I do to be...
Forum: Hi, I am... 11-12-2014, 05:46 PM
Replies: 17
Views: 1,168
Posted By racy
kag, re: about your salary I assume you...

kag,

re: about your salary

I assume you have an annual performance review. My advice (having been a mega corp mgr in my former w*rk life) is to make sure to document the ways you are adding...
Forum: FIRE and Money 11-09-2014, 08:14 AM
Replies: 5
Views: 789
Posted By racy
Hi Fed, Take a look at Lazy Portfolios....

Hi Fed,

Take a look at Lazy Portfolios. Invest Simple with Lazy Portfolios - MarketWatch.com (http://www.marketwatch.com/lazyportfolio)

They're simple, using well-diversified funds with...
Forum: Hi, I am... 11-09-2014, 07:11 AM
Replies: 17
Views: 1,168
Posted By racy
Hi kag, I use to say the same thing. Due to...

Hi kag,
I use to say the same thing. Due to your young age and interest in wealth, I predict that one day you'll be enjoying new sports cars, motorcycles or Dodge trucks if that's your thing!
...
Forum: Hi, I am... 11-05-2014, 03:43 PM
Replies: 9
Views: 1,141
Posted By racy
Hi Hyper, Here are 10 short videos that are...

Hi Hyper,
Here are 10 short videos that are packed with information on how to invest in a way that has shown over time to produce good results: Video:Bogleheads® investment philosophy - Bogleheads...
Forum: Hi, I am... 10-31-2014, 11:36 AM
Replies: 11
Views: 1,026
Posted By racy
Hi Travelover, Good point. BTW, so does...

Hi Travelover,
Good point. BTW, so does EarlyRetirement.org
Forum: Hi, I am... 10-31-2014, 05:50 AM
Replies: 11
Views: 1,026
Posted By racy
Hi feeling, Have you ever seen this: Find...

Hi feeling,

Have you ever seen this: Find Your Spot | Find Your Spot (http://www.findyourspot.com/)
Showing results 1 to 25 of 340

 
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