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Forum: Life after FIRE 05-12-2013, 07:00 AM
Replies: 12,211
Views: 507,338
Posted By TOOLMAN
Thanks for sharing

Thanks for sharing
Forum: FIRE and Money 05-09-2013, 12:17 PM
Replies: 174
Views: 16,482
Posted By TOOLMAN
Download your current report from SS and total...

Download your current report from SS and total all years W2 amounts.

This metric doesn't adjust for inflation but is a reasonable check of LBYM's or maybe you are just VERY OLD. :-)
Forum: Other topics 05-07-2013, 08:31 PM
Replies: 182
Views: 5,764
Posted By TOOLMAN
Back during the gas crises I paid over sticker...

Back during the gas crises I paid over sticker price for a Honda. Demand exceeded the supply and set the street price.
http://www.edmunds.com/car-buying/when-to-pay-sticker-price-for-a-new-car.html
Forum: Other topics 05-07-2013, 03:04 PM
Replies: 182
Views: 5,764
Posted By TOOLMAN
My current 2010 Acura TL-SHWD is a fun ride, 300+...

My current 2010 Acura TL-SHWD is a fun ride, 300+ Hp going to all four (27 mpg). As a LBYM guy I bought it. as certified pre-owned for 50% of new sticker price with only 21k miles.
Forum: Other topics 05-06-2013, 06:24 PM
Replies: 8
Views: 515
Posted By TOOLMAN
http://www.early-retirement.org/forums/f27/looking...

http://www.early-retirement.org/forums/f27/looking-for-time-money-rip-time-money-cartoon-63663.html
Forum: Life after FIRE 05-06-2013, 09:09 AM
Replies: 12,211
Views: 507,338
Posted By TOOLMAN
No one was harmed in the shot. I was about 3 foot...

No one was harmed in the shot. I was about 3 foot away, hand held. D7000 with Nikon - Micro 105mm f/2.8G ED IF AF-S VR
Forum: Life after FIRE 05-06-2013, 04:41 AM
Replies: 12,211
Views: 507,338
Posted By TOOLMAN
Bee in "Self" reflection. I was not happy with...

Bee in "Self" reflection.
I was not happy with the pic quality but liked the moment.
Forum: Life after FIRE 05-05-2013, 07:20 PM
Replies: 12,211
Views: 507,338
Posted By TOOLMAN
Took a macro pic of a wasp, and posted it on...

Took a macro pic of a wasp, and posted it on Reddit. Now at 699 likes !!!!
Forum: Other topics 05-05-2013, 02:39 PM
Replies: 8
Views: 515
Posted By TOOLMAN
Another way to look at it - The wheels of Life

Another way to look at it - The wheels of Life
Forum: Stock Picking (Individual Security Analysis) 05-05-2013, 11:28 AM
Replies: 15
Views: 1,296
Posted By TOOLMAN
My market timing model

My market timing model
Forum: Stock Picking (Individual Security Analysis) 05-02-2013, 07:54 PM
Replies: 19
Views: 1,788
Posted By TOOLMAN
Astec Industries, Inc. is in the same market but...

Astec Industries, Inc. is in the same market but has 10x sales. They might think about spending some of that cash in the sales dept. as there is room to expand market share.
Forum: Stock Picking (Individual Security Analysis) 05-02-2013, 06:04 PM
Replies: 19
Views: 1,788
Posted By TOOLMAN
Good luck with your buy. Here is my personal view...

Good luck with your buy. Here is my personal view on the stock. I don't know their market position.
YMMV :-)

The negatives
After looking at their numbers, their problem is earning.
The chart...
Forum: FIRE and Money 04-30-2013, 07:25 PM
Replies: 70
Views: 3,453
Posted By TOOLMAN
The Mass Affluent are More Self-Directed...

The Mass Affluent are More Self-Directed Investors. Now at 44% for NW > 1M, according to;
http://www.millionairecorner.com/article/mass-affluent-are-more-self-directed-investors
Forum: Life after FIRE 04-28-2013, 03:35 PM
Replies: 12,211
Views: 507,338
Posted By TOOLMAN
Took a picture of a duck that decided to make a...

Took a picture of a duck that decided to make a nest under one of my trees.
Forum: Other topics 04-27-2013, 03:10 PM
Replies: 78
Views: 2,070
Posted By TOOLMAN
"FIRECalc found that 111 cycles failed, for a...

"FIRECalc found that 111 cycles failed, for a success rate of 0.0%"
Forum: Other topics 04-27-2013, 09:02 AM
Replies: 7
Views: 418
Posted By TOOLMAN
They want only the most gullible to respond. ...

They want only the most gullible to respond.

http://www.techspot.com/news/49091-nigerian-email-scam-is-used-to-find-only-the-most-gullible-targets.html
Forum: FIRE and Money 04-27-2013, 08:22 AM
Replies: 21
Views: 1,111
Posted By TOOLMAN
Thanks for the BKLN suggestion. I am...

Thanks for the BKLN suggestion.

I am reconsidering my holding in HYG. It's now 4% of my AA. I need more bonds in my AA, but the upside of a bond index funds doesn't look appealing at this moment...
Forum: Other topics 04-26-2013, 05:27 PM
Replies: 57
Views: 1,423
Posted By TOOLMAN
YouTube calculation on the subject. ...

YouTube calculation on the subject.

http://www.youtube.com/watch?v=SRmGkjReBus
Forum: Life after FIRE 04-26-2013, 10:57 AM
Replies: 71
Views: 2,928
Posted By TOOLMAN
Same here, it's about those corp. AMEX reward...

Same here, it's about those corp. AMEX reward points, which can add up.
Forum: FIRE and Money 04-26-2013, 08:55 AM
Replies: 3
Views: 640
Posted By TOOLMAN
Here is another NW vs Age calculator. ...

Here is another NW vs Age calculator. http://cgi.money.cnn.com/tools/networth_ageincome/
Forum: Other topics 04-26-2013, 07:51 AM
Replies: 57
Views: 1,423
Posted By TOOLMAN
I pick them up however I find them, because It's...

I pick them up however I find them, because It's bad luck to be superstitious. :-)
Forum: Life after FIRE 04-25-2013, 04:33 PM
Replies: 71
Views: 2,928
Posted By TOOLMAN
Seems about normal for a Megacorp. Ours might be...

Seems about normal for a Megacorp. Ours might be longer. We have > 250k + employees to keep under control.
Forum: FIRE and Money 04-25-2013, 03:02 PM
Replies: 174
Views: 16,482
Posted By TOOLMAN
NW = lifetime W2 earnings. Thanks to; time,...

NW = lifetime W2 earnings. Thanks to; time, compound interest, & LBYM's
Forum: FIRE and Money 04-25-2013, 08:44 AM
Replies: 166
Views: 8,436
Posted By TOOLMAN
My engineering boss once told me "I am spending...

My engineering boss once told me "I am spending too much time working to make money".
That was good advise for me. I think many neglect the out put of work and focus on only on the input.
Forum: FIRE and Money 04-24-2013, 09:24 AM
Replies: 22
Views: 1,466
Posted By TOOLMAN
NW of the top 1% ofUSA households

NW of the top 1% ofUSA households
Showing results 1 to 25 of 104
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