Join Early Retirement Today
Showing results 1 to 25 of 92
Search took 0.01 seconds.
Search: Posts Made By: smurray5991
Forum: Travel Information 04-02-2016, 02:27 PM
Replies: 5
Views: 369
Posted By smurray5991
I spent a month in Ecuador last September, also...

I spent a month in Ecuador last September, also lived there for several years in the past, so do have some current information about money there (haven't been to Peru in quite a few years, however,...
Forum: Travel Information 01-31-2016, 10:33 AM
Replies: 85
Views: 3,699
Posted By smurray5991
Not budgeted per se, but I've been willing to...

Not budgeted per se, but I've been willing to spend quite a lot annually because I still have consulting income coming in. Since becoming semi-retired in early 2013, I've spent between $10,000 and...
Forum: Travel Information 01-29-2016, 05:37 PM
Replies: 44
Views: 2,450
Posted By smurray5991
In 2015, about 28 weeks in total away from home,...

In 2015, about 28 weeks in total away from home, all but a few weeks for fun. In chronological order:
1 week Austin
2 weeks Jordan (a consulting job)
4 weeks Europe (cruise)
6 weeks...
Forum: Life after FIRE 10-13-2015, 08:50 AM
Replies: 44
Views: 2,891
Posted By smurray5991
I stopped full time work in 2013 at 57 yo - which...

I stopped full time work in 2013 at 57 yo - which was not planned (position "eliminated"). All my calculations and financial planning (and great advice from this site!) projected that I was able to...
Forum: Travel Information 10-12-2015, 05:30 PM
Replies: 3,013
Views: 178,830
Posted By smurray5991
There is indeed a significant difference between...

There is indeed a significant difference between the plans. To give the company some credit, T-Mobile has made an effort to add more countries in the last year and a half to bring it up to 140, but...
Forum: Travel Information 10-08-2015, 05:55 PM
Replies: 3,013
Views: 178,830
Posted By smurray5991
I have also frequently used ATT international...

I have also frequently used ATT international data packages while traveling abroad (on my US smartphone), which is okay for just email but can get pricey with more extensive internet use (I think it...
Forum: Travel Information 10-07-2015, 12:04 PM
Replies: 3,013
Views: 178,830
Posted By smurray5991
Problem is, I simultaneously want to keep my US...

Problem is, I simultaneously want to keep my US phone with its US number (and apps associated with that number), so it gets complicated switching back and forth between SIMs on the same device....
Forum: Travel Information 10-07-2015, 11:11 AM
Replies: 3,013
Views: 178,830
Posted By smurray5991
I actually don't find that clothing is that...

I actually don't find that clothing is that important in my packing decisions anymore, no matter what the length of the trip, so am surprised that so many travel packing lists/articles tend to focus...
Forum: FIRE and Money 03-30-2015, 09:34 AM
Replies: 75
Views: 3,889
Posted By smurray5991
I have a Small Business Sparks checking account...

I have a Small Business Sparks checking account with Capital One (where I already had my personal checking account.). I have never been charged *anything* for deposits, either paper check or EFT,...
Forum: FIRE and Money 03-02-2015, 08:31 AM
Replies: 4
Views: 788
Posted By smurray5991
I partially withdrew my TSP funds in 2014 (TSP-77...

I partially withdrew my TSP funds in 2014 (TSP-77 form) to roll over into an IRA so that I could gradually do Roth conversions. A notary was required, but no signature guarantee/medallion signature...
Forum: Travel Information 02-05-2015, 07:21 AM
Replies: 70
Views: 4,330
Posted By smurray5991
You generally can purchase insurance anytime...

You generally can purchase insurance anytime after your initial booking until the day you travel. HOWEVER, if you want to include any 'pre-existing conditions' in your coverage, most of the major...
Forum: Hi, I am... 01-16-2015, 05:52 PM
Replies: 77
Views: 6,521
Posted By smurray5991
Yes, there is a Roth TSP, but it is relatively...

Yes, there is a Roth TSP, but it is relatively recent and only pertains to new contributions. So if you have a lot in traditional (non-Roth) TSP accumulated in previous years, you are not allowed to...
Forum: Hi, I am... 01-16-2015, 12:32 PM
Replies: 77
Views: 6,521
Posted By smurray5991
Unfortunately TSP does NOT allow Roth conversions...

Unfortunately TSP does NOT allow Roth conversions at this time. So that's why I rolled most of mine into a traditional IRA, so I can do Roth conversions over time. I'm doing this mainly to reduce my...
Forum: Other topics 10-29-2014, 10:33 AM
Replies: 51
Views: 1,794
Posted By smurray5991
Google search for 'early retirement,' 'can I...

Google search for 'early retirement,' 'can I retire early?,' and similar phrases.
Forum: FIRE and Money 10-26-2014, 11:15 AM
Replies: 112
Views: 9,558
Posted By smurray5991
Travel insurance (i.e., medical emergency...

Travel insurance (i.e., medical emergency care/evacuation, trip interruption, etc.). Based on total trip value being insured, age of insured, and time of trip.
Forum: FIRE and Money 10-26-2014, 09:01 AM
Replies: 112
Views: 9,558
Posted By smurray5991
I realize I'm probably an outlier in that I since...

I realize I'm probably an outlier in that I since I semi-ER'ed in April 2013 I've spent a full 5-7 months a year traveling, usually about 90% international, 10% domestic.

Domestic portion is...
Forum: Health and Early Retirement 10-07-2014, 12:00 PM
Replies: 80
Views: 5,834
Posted By smurray5991
I think BCBS requires that it is *prescribed* by...

I think BCBS requires that it is *prescribed* by a physician, but in my experience they didn't care where it is actually administered. I asked for and got a prescription from my doctor at my annual...
Forum: Health and Early Retirement 10-07-2014, 11:50 AM
Replies: 80
Views: 5,834
Posted By smurray5991
The shingles vaccine was fully covered under my...

The shingles vaccine was fully covered under my federal retiree BCBS health plan with no co-pay -- however, I needed a doctor's prescription to get it (unlike the flu vaccine, which you don't need a...
Forum: FIRE and Money 10-06-2014, 12:55 PM
Replies: 24
Views: 1,481
Posted By smurray5991
Yes, the EIN must be separate from the...

Yes, the EIN must be separate from the proprietor's personal SSN to open a solo 401(k). You can get this in a few seconds online at the IRS website, so it's no big deal.
Forum: FIRE and Money 06-19-2014, 08:27 AM
Replies: 177
Views: 14,042
Posted By smurray5991
Travel. (This year, will spend about six months...

Travel. (This year, will spend about six months on various US and international trips).
Forum: FIRE and Money 06-17-2014, 12:21 PM
Replies: 152
Views: 13,775
Posted By smurray5991
In the 1980s or 1990s, when my parents net worth...

In the 1980s or 1990s, when my parents net worth far exceeded the $1 million mark, I bought my father a fake $1,000,000 bill as a novelty present. It still sits in the office in my mother's house (my...
Forum: Other topics 06-05-2014, 02:24 PM
Replies: 9
Views: 570
Posted By smurray5991
If you have a Schwab account, their credit/debit...

If you have a Schwab account, their credit/debit card has no ATM fees no matter where you withdraw from (or they reimburse you for them), and no foreign transaction fees. They also have mobile check...
Forum: Other topics 05-23-2014, 09:20 PM
Replies: 12
Views: 695
Posted By smurray5991
I purchased a clothes dryer online from the...

I purchased a clothes dryer online from the Lowe's website a few months ago, and the price included delivery and installation as with Lowe's (and most other) brick and mortar stores. The major...
Forum: Travel Information 05-15-2014, 06:47 PM
Replies: 34
Views: 1,701
Posted By smurray5991
Most of the travel policies I've seen have some...

Most of the travel policies I've seen have some kind of 24 hour medical assistance number that provides a range of help for getting medical care around the world. From what I understand they get you...
Forum: FIRE and Money 05-14-2014, 02:18 PM
Replies: 39
Views: 7,238
Posted By smurray5991
Just curious for those who have purchased...

Just curious for those who have purchased ESPlanner, do you use regular, Pro, or Plus versions?
Showing results 1 to 25 of 92

 
Forum Jump

 
All times are GMT -6. The time now is 09:37 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.