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I am turning 59 1/2 next year and will begin regular withdrawals from my IRA(s). Have been looking at asset allocation for quite a while and have come up with what I believe will work for us and would appreciate any feedback/critique. Overall portfolio is 56/44 equity vs non-equity and all funds are Vanguard.
8% Total International Stock Index
8% REIT Index
8% Small Cap(Small Cap Index&Small Cap Val Index)
16% Value Index (large cap value)
16% Total Market Index
16% GNMA
16% Short Term Corporate
8% US Treasury Direct Holdings (I Bonds, TNotes&Bills)
4% Cash
Thanks in advance for your help!....William G
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