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11-18-2003, 08:23 AM

It looks like a decent enough mix to me.

You did not mention what percentage of withdrawal that you planned for the first 5-10 years of this portfolio.

If it is around 4%, I would think the cash is way too lean. You could be forced to sell stocks/bonds in a down market or when you don't want to. If it's less than 1%, the cash amount is probably fine.

11-18-2003, 08:23 AM	#2
Cut-Throat Guest Posts: n/a	It looks like a decent enough mix to me. You did not mention what percentage of withdrawal that you planned for the first 5-10 years of this portfolio. If it is around 4%, I would think the cash is way too lean. You could be forced to sell stocks/bonds in a down market or when you don't want to. If it's less than 1%, the cash amount is probably fine.