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sgeeeee · 12-18-2003, 01:14 PM

I ER'd in March, my wife in September -- both this year. I am 49 and she is 48.

I estimate that our initial withdrawal rate will be ~3.6%. I'm probably overestimating our actual spending to come up with that figure. If I try to place a current value on pensions and social security payments that are due come to us (pensions starting at age 55, SS starting at age 62), then our initial withdrawal rate falls to about 2.6%.

12-18-2003, 01:14 PM	#2
sgeeeee Thinks s/he gets paid by the post Join Date: Feb 2003 Location: Mesa Posts: 3,588	I ER'd in March, my wife in September -- both this year. I am 49 and she is 48. I estimate that our initial withdrawal rate will be ~3.6%. I'm probably overestimating our actual spending to come up with that figure. If I try to place a current value on pensions and social security payments that are due come to us (pensions starting at age 55, SS starting at age 62), then our initial withdrawal rate falls to about 2.6%.