[cute fuzzy bunny]

I'm betting thats why you cant get any more cards, rather than any income limits. I dont have any income either, although when I fill out a credit card app I say what I used to do (marketing), because I'm still able to do it, and for income I put in about what I generated in capital gains and dividends (and would have paid taxes on).

I dont think much weight goes to income...credit score is king and that gets hammered if you have too much in outstanding balances or too much 'available credit'. You mentioned you've been rotating quite a bit of cash from one zero balance card to another. That coupled with 10 cards is whats killing you.

I have four. A discover, the at&t cash rewards MC, a visa card from my credit union (because they have a once a month cash prize drawing for anyone thats used it that month) and a home depot card I just got because they're periodically letting you get 12 months no payments/no interest. Now that I'm done with my home remodelling, when the 12 months is up i'll pay that one and cancel it.