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Thank you John and Retire@40 for your recommendations, and I agree that being a parent has its own rewards. At age 32 I set a goal to ER at 39, but some health issues arose along the way.
We just finished paying off our non-mortgage debts this week, and thought about putting aside a three month ($9000) emergency fund next.
It's funny that you mentioned Carlton Sheets, John, because I bought his program eight years ago when we bought our house. We are interested in real estate, but wanted to pay off that debt and have an EF cushion first.
I forgot to mention that my wife is also an artist and would like to start her own business doing what she likes most.
I am teaching myself how to develop a website and done three free sites so far for my day job, but am having difficulty choosing what type of business to start.
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