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Brat · 10-04-2004, 10:40 AM

The studies I have seen indicate that volitity is the killer of retirement savings for retirees, having 85% in equities doesn't support that historically. IMHO, the lowest withdrawal rate consistent with a modest lifestyle is the safest.

4% or less is tough for many of us, but if we can sustain that the occassional higher withdrawal for a-typical expenditures is possible.

Note Nords comment about a LTC policy as a part of retiree income preservation plan.

10-04-2004, 10:40 AM	#2
Brat Thinks s/he gets paid by the post Join Date: Feb 2004 Posts: 3,146	The studies I have seen indicate that volitity is the killer of retirement savings for retirees, having 85% in equities doesn't support that historically. IMHO, the lowest withdrawal rate consistent with a modest lifestyle is the safest. 4% or less is tough for many of us, but if we can sustain that the occassional higher withdrawal for a-typical expenditures is possible. Note Nords comment about a LTC policy as a part of retiree income preservation plan. __________________ Duck bjorn.