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As far as ROI goes, I would want to get AT LEAST 4% where the first 3% goes to inflation and the next 1% goes to taxes. Anything I can get above 4% is profit. Of course, if it's realized, I would have to factor additional tax expenses, but at least I would net 80% of that profit.
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No man is free who is not master of himself. --- Epictetus
Enjoy Yourself (It's Later Than You Think). --- Guy Lombardo
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