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searcher · 01-10-2005, 02:32 PM

I will have a pension + Social Security (using 75%)+ investments.

4 categories of investments.

1. Very safe/consistently 2% or more above inflation.
(450K) (Glad I bought I bonds years ago)
2. Need one more investment that produces the above for 40k to finish the annual income portion.
3. Stocks - 80K
4. Surplus - 40K for emergencies or unplanned.

1 & 2 just equals a detailed budget that I created, covering everything I could think of, future cars, appliances, etc.

That leaves #3 to provide get ahead money. This one makes me a little nervous. I am planning on using 3 balanced funds. Oakmark, Dodge & Cox and TRowes Capital Appreciation.

Now where can I get inflation plus 2% or more for the 40-80K.
How does this plan sound ?
What would be a reasonable expectation on the mutual funds ? (using the last 10 years is misleading, great years except for 2)

01-10-2005, 02:32 PM	#12
searcher Dryer sheet wannabe Join Date: Jan 2005 Posts: 10	I will have a pension + Social Security (using 75%)+ investments. 4 categories of investments. 1. Very safe/consistently 2% or more above inflation. (450K) (Glad I bought I bonds years ago) 2. Need one more investment that produces the above for 40k to finish the annual income portion. 3. Stocks - 80K 4. Surplus - 40K for emergencies or unplanned. 1 & 2 just equals a detailed budget that I created, covering everything I could think of, future cars, appliances, etc. That leaves #3 to provide get ahead money. This one makes me a little nervous. I am planning on using 3 balanced funds. Oakmark, Dodge & Cox and TRowes Capital Appreciation. Now where can I get inflation plus 2% or more for the 40-80K. How does this plan sound ? What would be a reasonable expectation on the mutual funds ? (using the last 10 years is misleading, great years except for 2)