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When signing up for the Umbrella Policy, you may want to add the Uninsured Motorist Endorsement. In some cases, this is an add on and is not standard. This endorsement will be very important if you are seriously injured through the fault of an uninsured motorist. Check with your agent to get more details.
Also, pay attention to and maintain the required underlying limits on the Auto and HO policy. A lot of policies require you to maintain at least $300K on the Auto and HO policy.
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