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I'm at ~.25% expenses. In a year and a half when I'm eligible to convert some smaller holdings to admiral shares I could get down to ~.18%. At this point though the .07% difference is not that big compared to some folks who are paying 1-2% for their fund holdings.
This is also pretty good considering that more than 80% of my holdings are in actively managed funds...
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Many an optimist has become rich by buying out a pessimist
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