I swear, when I my I.Q. was tested as a kid, they put me at over 130 and stuck me in a gifted program. I seem to be smart, I enjoy reading, I excel at what I do, I swear. But this stuff leaves me bleading from the ears! 
I have a co-worker who borrowed 100k from his fast appreciating San Diego house and does a furious amount of covered calls, puts and leaps. He has, over the last 2 years averaged 5% a month, and now has over 300k in his trading account. His DW says she wants him to pay off the loan now, but he figures that would be a foolish with the way things have been going. He subscibes to a newsletter -something about we are cows, not pigs-and wants me to join up. I am afwaid, vewy vewy afwaid....
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