[SteveR]

Not sure where to draw the line here but if family income less than $100k is 'The Rest" then that is where I came from...way less.

Both parents worked and were educated but their chosen professions did not pay much. My mother was a grade school teacher in the deep south; my dad worked in a boiler company. They were far far better off than their siblings or their parents. We were seen as the "rich" wing of the family yet I never felt that way growing up. We were taught to save for what you want and to only pay cash. Don't trust banks and never lend out money except to family. We live a decent life and never wanted for food or shelter so I consider myself lucky in many ways.

I am far better off than the rest of my family but we are all very happy with where we are in life. It is not the amount that matters, it is being happy with what you have.