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kramer · 01-12-2006, 02:16 AM

Companies have an upper limit, but 19% is not the highest possible. I am currently deferring 30% (I seem to recall that that might be the highest but I am unsure about this). I do this high level of deferral for the first few paychecks of the year, and then defer the minimum the rest of the year to get full matching on every check. I time it out to defer the full $15K.

I do this in case I am laid off during the year, I will have deferred the maximum possible income.

Kramer

01-12-2006, 02:16 AM	#2
kramer Recycles dryer sheets Join Date: Jun 2005 Posts: 447	Companies have an upper limit, but 19% is not the highest possible. I am currently deferring 30% (I seem to recall that that might be the highest but I am unsure about this). I do this high level of deferral for the first few paychecks of the year, and then defer the minimum the rest of the year to get full matching on every check. I time it out to defer the full $15K. I do this in case I am laid off during the year, I will have deferred the maximum possible income. Kramer