[tangomonster]

Thanks Sam. We aren't very proud of ourselves career wise and should have done a lot differently, but we are proud of our networth.

And to be perfectly honestl "only" 3 million was our doing.
The other million was inherited, half from my aunt, half from my parents, but we took care of my parents for ten years so they wouldn't have to buy assistance, so in a way, it's money that we got through our efforts---and we haven't spent one penny of it!

I think you're right---even if we do have to spend money for health care, it's doable (although so expensive!)and there's nothing more worth spending money on than our health.
Right now here in Georgia, there's a bill taht may be passed that authorizes the government to recoup money spent on nursing home care for Medicaid patients by getting hold of the equity in their home (after they and their spouse dies---they're not kicking anyone out of their homes). People are in an uproar about it----the kids of Medicaid patients want to be able to inherit the houses and feel the government is supposed to take care of their parents! So I guess it's not totally off the wall to look after our own medical costs....
although the Canadian system does seem to have its merits....(and a new study came out that said US medical care is really substandard and nowhere near idael, even though it's the costliest!)