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Originally Posted by FlowGirl
We're 31 and 32, but this is exactly the conversation the spouse and I had a few years ago. We figure after 10-15 years of fun, having to work an extra few years wouldn't be the end of the world.
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It's a tough balance. The only possible flaw I see (from the perspective of my late 50s) is the assumption that "having to work an extra few years wouldn't be the end of the world." Then again you don't want to waste your youth pinching pennies.
Read a few of the topics around here to see that for many, the final work years are a really tough time. You see the possibility in sight, you are really fed up with your jobs, you sense that the remaining years are precious; switching jobs is problematic because of your age, yet the prospect of having to hang on an "extra few years" could be pretty onerous.
Not trying to be the grinch here, but maybe consider that possibility in the formula, too. We have travelled plenty over the years, but have also held back when the money or savings get pinched. Nice thing about early saving like you is that the head start will free you up waaaayyyy ahead of the rest, so you can travel in midlife when most are scrambling.
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Rich
Tampa, FL (ESR-bound. Really. I mean it. Seriously.)
As if you didn't know..If the above message happens to contain medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any medical purpose whatsoever. Consult your own doctor for all medical advice.
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