[Alan]

Quote:

Originally Posted by d I expect there are those with strong feelings on both sides ... any reason not to do both?

We do both. *When DW was self employed she opened a sep-ira with Fidelity and after she became employed she opened an IRA with them. *When she RE'd 2 years ago she rolled her 401(k) to Fidelity.

I have an IRA with Vanguard, plus most other after-tax savings with Vanguard in a joint account. *I still have a 401(k) which I plan on rolling over to Vanguard when I RE. *I kinda like having access to both companies. *eg the Financial Engines calculator at Vanguard is free and pretty good, but as we close in on both being retired, the Retirement Income planners at Fidelity are, I think, better. *I also tend to use the portfolio analyzer at Vanguard at regular intervals.

The index funds at Fideleity are also now very low cost so not much in it really.