Good plan MJ!
ER is a lifestyle choice.* There are lots of very legitimate reasons why someone might choose not to ER.* Perhaps they have a "challenged" child and will need all possible funds forever.* Perhaps their personality and their career and a perfect match and they'd be lost without the job.* Whatever.
You'd be more than just "self-centered" to push your lifestyle plans on others!* It's great that you don't.* 
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DW paddling the Kankakee River........
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