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Right now I float 45K on 0% CC's. I set my bill payer up to make sure monthly payments are made well in advance of the due date. Need to pay back that about $800 a month of that principle (~2% a month). As long as you make sure you pay on schedule and dont take on too much risk this is a no brainer. Lots of good deals. Citi has two deals were you can get free $100 gift cards after your first purchase and then you can take advantage of 0% rates.
Good luck,
Elroy
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