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There are also ways to lessen the affects on your credit score...like moving balances between cards knowing that most cards report balances at statement time, etc. I agree on it not significantly affecting my insurance rates...I think for most people, they would save more on car insurance by not buying a new car and taking advantage of discounts, etc. I think it is highly profitable and fun...who doesnt like to play the system 8)
Hey Justin: are you using your wife's credit profile for more sign on bonuses?
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- Hurry! to the cliffs of insanity!
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