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Hey Michelle,
What I have done for a while is to keep track of our expenses on Excel each Jan, April, July, Oct. I did not want to take the time to do it every month, but wanted some kind of reliable historical record to refer to and the simple way has worked well for me.
I keep track of major catagories that makes it as easy as possible (notice that easy and simple are important to me). I track whatever comes out of my checking account as I pay all bills from that account. The catagories are generally the same (credit card, ins, water, electricity etc) only the amounts vary.
It works for me, hope it works for you also...
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Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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