I agree. Take 6 months to a year. Get a round-the-world ticket. Go on an Earthwatch (tax deductible too!  ) expedition. Sleep in.
Then find less stressful work. Working at a university could be nice...surrounded by 20 year olds, regular hours, plenty of vacation. Though I do think 28,000 is plenty if you're not living on the coasts and if your health holds.
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