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Originally Posted by JohnEyles
Yes, a 5.2% withdrawal rate seems way too high for 37 yrs. Except it's only 5.2% for 9 to 13 yrs, until SS kicks in; then it's way lower.
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I am planning on doing something similar--taking 5% until SS kicks in, although for us that's 5 years from now to age 62, and 2 years from when DH expects to fully retire from his semi-retirement job (in which he makes that same amount of money per year, $60k...25% of our peak income when we both worked in Silicon Valley! So much for needing 75-85% of income in retirement--we don't even need that in semi-retirement  ).
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