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I've now taken the time to read the article in full and I agree with Nord's analysis. There is also no suggestion that the hypothetical examples should actually cut expenses to LBYM or semi-retire taking part-time work to bridge the gap untill SS starts. Much too quick to recommend an annuity to bridge the gap IMHO
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Age and treachery will usually overcome youth and ability
Countown clock is at 9 weeks to be SIRE'd
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