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This article looks pretty good to me. In particular, it could be seen as a useful "on the other hand" look to counter possibly too optimistic assumptions from people already emotionally or economically committed to ER.
I think the only way to feel fully comfortable with whatever it is one wants to do, is to make one’s own calculator, or figure that FireCalc is plenty transparent enough so you know what is wrapped into it.
Still, it helps to remember how scanty the independent data behind it is.
I believe most people leave work early not because they are convinced rationally that it is a sound move, but because they want to leave, so they find arguably rational reasons to feel OK about that.
Of course, having a COLA pension that covers most of one's needs is a completely rational reason to leave early.
The most certain thing that can be said about ER across the board is that it will work out, one way or another.
Ha.
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Above all, humans are political animals.
Nota bene: I am either a moron or an idiot. So don't pay any attention to anything I say or you are one too. Please consult your financial advisor, astrologer or proctologist for whatever it may be that you are seeking.
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