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Mr._johngalt · 10-13-2006, 06:21 AM

Been taking this CC money for a couple years now. Peaked at about 180K
outstanding on about 7 different cards. If the "line" was 10,000, I
would take $9,900 to start. Never had any problems of any kind and I just throw away those "new rules" they send you. Now, let's say they caught me in some violation and raised my rate or assessed penalties. I wouldn't
pay it. I would tell them "Look guys, I've got $_______ of your money.
You want it back?
I'll pay off the balance, but first you waive all that crap you added on."
I also have the advantage that I really don't care much about my credit score. Debtors have more leverage than they think.

JG

10-13-2006, 06:21 AM	#5
Mr._johngalt Full time employment: Posting here. Join Date: Nov 2003 Posts: 927	Been taking this CC money for a couple years now. Peaked at about 180K outstanding on about 7 different cards. If the "line" was 10,000, I would take $9,900 to start. Never had any problems of any kind and I just throw away those "new rules" they send you. Now, let's say they caught me in some violation and raised my rate or assessed penalties. I wouldn't pay it. I would tell them "Look guys, I've got $_______ of your money. You want it back? I'll pay off the balance, but first you waive all that crap you added on." I also have the advantage that I really don't care much about my credit score. Debtors have more leverage than they think. JG __________________ Some of us have pretty stories, about good friends, good times and noodle salad.