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i guess i should've re-worded this thread to say "WHY DONT I WANNA pay off these pesky credit cards..."
Perhaps the answer to that question is that your focus is too narrow. Instead of focusing on the balance of a single account you need to look at the big picture. Learn to see the account as part of the whole - that is your net worth statement. By paying off the credit card debt your net worth will not be negativly impacted short term and will fare better long term .
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