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Originally Posted by dex
I think you need to rewrite you personal mission statement. It should not read to have a certain amount of money by various dates. It should describe a way of living. If you write it correctly it will answer your question.
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Good point. For some reason, it becomes easy to focus on either debt or savings when both should be considered together. This is what ticks me off about credit reports and credit scores........they only review your debt.
Consider resetting your objective to "Net Worth" rather than savings, and you will probably find that you will still meet that objective, which in the end is a better benchmark.
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"there is reasonable money to be made in lending people money to buy houses. I refuse to believe that there is, really and sustainably, enough money in it for the originators and the servicers and the insurers and the bond underwriters and a hundred different tranche buyers and swap dealers and my pet kitty to take a piece of the interest." -Doris Dungey (Tanta) of Calculated Risk
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