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Re: Emergency fund almost depleted
Old 02-13-2007, 05:56 PM   #10
Dryer sheet aficionado
 
Join Date: Jan 2007
Posts: 29
Maybe I wasn't sufficiently clear. If you borrow money from a tax deferred account, you repay the loan with money that has been taxed at your marginal rate. This is very expensive money independent of how long it takes to repay. If your marginal rate is 25%, it will cost you $1250 for that $1000 loan. This man appears to be talking about taking out a 60 day loan for about $4000. The $5000 cost means the arithmetic is not good.
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