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Not something for everyone, but perhaps you could take advantage of some 0% credit card offers before your job goes away? Might be a good time to maximixe your available credit on cards before that avenue dries up. Get a 0% card with balance transfer checks, stick a LARGE chunk of the available credit in a 5% MM, pay the 3% balance transfer fee, make the minimum payments each month - maybe that would get you a year of breathing room? Best wishes..
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