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Originally Posted by teejayevans
I've currently spread over 7 companies (not all by choice since I'm still working),
hence the question. You bring up a good point, I hadn't thought about identify
theft.
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Identity theft tends to more refer to someone opening accounts in your name or obtaining credit or leases, etc., because they have your name, address and social security number. That may still not be enough to get into existing accounts.
But all it takes to get into an on-line account is your account number and password. This is actually easier than "identity theft" in the classic sense. If you use a public computer, or respond to phishing, or someone finds your account and password numbers, or somehow you get spyware on your home computer that traps these things, etc., etc. That's all they need to access accounts on line and wreck havoc. They might not be able to transfer any funds out (this usually requires another account set up with your name or a signature guarantee), but they can make a big mess.
Audrey
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