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I guess the idea of, someone, somehow, getting my account name and passwd, is keeping me spread out for now. I am still consolidating from multiple 401Ks that my wife has spread out but still undecided if I should have 2 baskets or 3. 2 would be a split between pre-tax and post-tax just because it is a natural break. 3 would be because of paranoia. Currently, not counting the smaller 401Ks of the wife's, I am 25%, 25% and 50%. The 50% is Vanguard and had planned it to be 75% before some of the treads I have read started the paranoia.
Probably should call Vanguard for a pep talk.
Jeb
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